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190 Ann Street

North Middlesex, N0M 2K0·MLS® X13005882

Listing courtesy of Property.ca INC·Updated Apr 16

Listing price

$499,000

Est. $2,377/mo

Days on market

145

Listed Apr 16, 2026

For sale
1 / 50
3bd·2ba·700-1,100sqft

Description

Welcome to this well-maintained up/down duplex in the heart of Parkhill, offering comfort, flexibility, and strong potential for both homeowners and investors. Ideally located directly across from Coronation Park, you'll enjoy beautiful green space, a playground, and a splash pad just steps from your front door-perfect for families or attracting quality tenants.This home is set in a friendly, growing community with schools, local shops, and everyday amenities close by. Its central location provides convenient access to London, Sarnia, Stratford, and Grand Bend, making commuting easy and weekend getaways to the beach or nearby city centres effortless.The property features two self-contained units, offering excellent versatility. The upper unit includes 3 spacious bedrooms, ideal for a primary residence. The lower unit offers 2 bedrooms plus a den, providing a great setup for extended family, in-laws, or a private rental suite to help offset mortgage costs.Both units have been thoughtfully updated, with the lower unit renovated within the past 3 years and the upper unit refreshed within the last 10 years. Major exterior improvements include a durable metal roof (2022), along with updated siding, windows, and eavestroughs, adding long-term value and peace of mind.Whether you're looking for a comfortable home with added income potential or a smart investment in a desirable small-town setting, this property offers a balanced opportunity in a welcoming community.

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Property details

Type
Duplex, Bungalow
Lot size
132 × 62.2 ft
Interior
700-1100 sqft
Rooms
3 rooms
Bathrooms
1 × 4-piece on Main, 1 × 4-piece on Basement
Basement
Finished
Heating
Heat Pump
Cooling
Other, Wall Unit(s)
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water & sewer
Sewer
Driveway
Private (4 spaces)
Parking
4 spaces
Property tax
$1,116/yr (2025)

Rooms

Main

Other
3.29 × 2.46 m
Bedroom 2
3.14 × 3.4 m
Living Room
5.06 × 3.41 m
Bathroom, 4 Pc Bath
2.4 × 2.57 m
Laundry
2.13 × 2.57 m
Primary Bedroom
3.56 × 3.35 m
Bedroom 3
2.64 × 3.31 m
Kitchen
5.06 × 3.44 m

Basement

Bathroom, 4 Pc Bath
1.55 × 2.79 m
Bedroom 2
3.46 × 2.99 m
Bedroom 3
3.55 × 2.79 m
Bedroom
3.94 × 2.99 m
Laundry
1.9 × 2.79 m
Kitchen
5.27 × 2.88 m
Family Room
6.32 × 3.95 m

Location & neighbourhood

Parkhill

North Middlesex, ON

Monthly paymentMortgage, tax and fees

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,377
Property tax$541
Insurance (est.)$104
Utilities (est.)$250
Total monthly$3,271
Land transfer taxOne-time, on closing

Ontario LTT

$6,455

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Listed 4 times · asking price down 9% from the first ask

$499,000

Listed Apr 16, 2026

On the market
$499,000

Listed Nov 6, 2025 · 160 days on market

Listing expired

Apr 15, 2026

$499,000 9%

Listed Aug 29, 2025 · 52 days on market

Taken off the market

Oct 20, 2025

$549,000

Listed May 1, 2025 · 92 days on market

Listing expired

Aug 1, 2025

304 days on the market in total across 4 listings. Each listing carries its own MLS® number, so the days-on-market shown on any single one resets.

AffordabilityWhat income this home needs

Minimum household income required

$122,670

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

519-859-4579 · colin@searchlondonhomes.com

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