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92 Mill Street

Middlesex Centre, N0M 2A0·MLS® X13097174·

Listing courtesy of Re/max Centre City Realty INC.·Updated May 28

3Beds
3Baths
2,000-2,500Sqft
31-50Year Built

Listing price

$1,099,900

Est. $5,239/mo

Days on market

34

Listed May 7, 2026

Description

Welcome to Heritage Estates in Ilderton-where space, style, and privacy come together on a stunning 0.643 acre lot. This beautifully updated home offers over 2,000 sq ft on the main level, featuring 2 spacious bedrooms plus a dedicated office (could be an bedroom) and spacious principal rooms designed for everyday living and entertaining. The open concept kitchen and dining area are highlighted by a large island with quartz countertops, cozy gas fireplace, updated windows that give the home lots of natural light. The living room provides lots of space for flexibility of use. The fully renovated main floor boasts a stylish bathroom complete with a stand-alone tub, double vanity, and tile and glass shower-bringing a spa-like feel. A thoughtfully designed laundry room includes a stainless steel dog washing tub, perfect for pet lovers and busy families alike and a convenient powder room.The bright lower level offers versatility with 2 additional bedrooms, an updated 3-piece bathroom, a gas fireplace, workshop, and abundant storage space. Large windows and a walkout to the backyard make this basement feel anything but like a basement. The 2.5 car garage offers lots of space for cars and all that "extra stuff" and it is also has convenient staircase access from the garage directly to the basement. Step outside to your private backyard featuring an inground saltwater pool and plenty of green space to enjoy. With all windows updated and major renovations already complete, this home offers comfort, functionality, and exceptional value in one of Ilderton's most sought-after neighbourhoods. New A/C 2024, New furnace 2025, new pool liner 2025, new owned water heater 2024

Property details

Garage

2 car Attached

Basement

Finished with Walk-Out

Parking

8 spaces

Type

Detached — Bungalow

Heating

Forced Air

AI property estimate

$1,133,997Above Market
$1,068,003$1,199,991

82% confidence · 8 comparable sales analysed

Location & neighbourhood

Ilderton

Middlesex Centre, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$5,239
Property tax$1,192
Insurance (est.)$229
Utilities (est.)$250
Total monthly$6,909

Land transfer tax

Ontario LTT

$18,473

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

May 7, 2026Listed
$1,099,900

Sold comparables nearby

55 Heritage Drive, Middlesex CentreSold

$799,900

55 Heritage Drive, Middlesex Centre

4 bd·4 ba·1,500-2,000 sqft
95 Mayapple Crescent, Middlesex CentreSold

$875,000

95 Mayapple Crescent, Middlesex Centre

2 bd·3 ba·1,500-2,000 sqft

See all 10 comparables

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Market conditions · Ilderton

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$4,400

Rental yield

4.8%

Est. cash flow

-$2,509

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$259,091

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$1,133,997

Above Market

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