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195 CHARLES Street

Ingersoll, N5C 1K3·MLS® X13208900·

Listing courtesy of Re/max Twin City Realty INC.·Updated 3 days ago

3Beds
3Baths
1,500-2,000Sqft
0-5Year Built

Listing price

$619,000

Est. $2,948/mo

Days on market

13

Listed May 28, 2026

Description

Built in 2021 by renowned BW Conn Homes, this beautifully updated semi-detached 2-storey home offers the perfect blend of style, comfort, and functionality. With approximately 1,780 sq ft of finished living space above grade plus a fully finished basement, this home is move-in ready and packed with thoughtful upgrades throughout. Step inside to a tastefully decorated interior featuring an open-concept main floor, custom cabinetry with crown moulding, quality finishes, and an abundance of natural light. Upstairs you'll find 3 generously sized bedrooms, including a spacious primary retreat complete with a separate oversized walk-in closet and a stunning 4-piece ensuite. The second-floor laundry room is impressively large and designed for everyday convenience. The recently finished basement expands your living space with a bright additional bedroom featuring oversized windows, a stylish wet bar, and the perfect setup for entertaining family and friends. Outside, the backyard has been transformed into a private oasis with a fully fenced yard, covered gazebo, poured concrete wrapping from the front walkway around the home, and a large rear concrete pad ideal for outdoor living. Additional highlights include an epoxy-coated garage floor, attached single-car garage with inside entry, central air, ERV system, paved driveway, and exceptional curb appeal with stone/brick façade accents. A perfect opportunity for families, professionals, or anyone looking for a turnkey home with quality finishes and extensive upgrades already completed.

Property details

Garage

1 car Attached

Basement

Full, Finished

Parking

3 spaces

Type

Semi-Detached — 2-Storey

Heating

Forced Air

AI property estimate

$594,240Below Market
$557,100$631,380

82% confidence · 4 comparable sales analysed

Location & neighbourhood

South

Ingersoll, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,948
Property tax$671
Insurance (est.)$129
Utilities (est.)$250
Total monthly$3,998

Land transfer tax

Ontario LTT

$8,855

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

May 28, 2026Listed
$619,000

Sold comparables nearby

116 North Town Line, IngersollSold

$430,000

116 North Town Line, Ingersoll

3 bd·2 ba·1,100-1,500 sqft
137 Whiting Street, IngersollSold

$445,000

137 Whiting Street, Ingersoll

3 bd·2 ba·1,100-1,500 sqft

See all 10 comparables

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Market conditions · South

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$2,476

Rental yield

4.8%

Est. cash flow

-$1,522

Cap rate

3.2%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$149,914

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$594,240

Below Market

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