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28 Hartfield Street

Ingersoll, N5C 0C4·MLS® X13235892·

Listing courtesy of Cityview Realty INC.·Updated 5 days ago

4Beds
6Baths
2,500-3,000Sqft
Year Built

Listing price

$899,999

Est. $4,286/mo

Days on market

7

Listed Jun 3, 2026

Description

Welcome to this stunning detached home situated on a desirable corner lot, offering exceptional space, comfort, and investment potential. Featuring 4 spacious bedrooms above grade plus 3 additional bedrooms in the fully finished walkout/lookout basement apartment, this property is ideal for large or growing families. The home boasts 5.5 bathrooms, a fully fenced yard for privacy and security, and impressive curb appeal that makes a lasting first impression. The bright and spacious layout provides ample room for both everyday living and entertaining. A major highlight is the finished basement apartment currently generating $2,100 per month in rental income, helping offset mortgage costs and providing excellent value for homeowners or investors alike. Conveniently located close to schools, parks, shopping, transit, and all essential amenities, this property is also just minutes from a new commercial plaza and surrounded by ongoing community expansion in a rapidly growing area. With strong population growth and continued development nearby, this is a fantastic opportunity to own a home in a thriving neighborhood.

Property details

Garage

2 car Attached

Basement

Apartment

Parking

6 spaces

Type

Detached — 2-Storey

Heating

Forced Air

AI property estimate

$873,728Below Market
$819,728$927,728

82% confidence · 11 comparable sales analysed

Location & neighbourhood

South

Ingersoll, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$4,286
Property tax$975
Insurance (est.)$187
Utilities (est.)$250
Total monthly$5,698

Land transfer tax

Ontario LTT

$14,475

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jun 3, 2026Listed
$899,999

Sold comparables nearby

40 Chatfield Street, IngersollSold

$800,000

40 Chatfield Street, Ingersoll

3 bd·3 ba·2,000-2,500 sqft
19 Dufferin Street, IngersollSold

$440,000

19 Dufferin Street, Ingersoll

3 bd·2 ba·700-1,100 sqft

See all 10 comparables

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Market conditions · South

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$3,600

Rental yield

4.8%

Est. cash flow

-$2,098

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$213,692

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$873,728

Below Market

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