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431 Albert Street

South Huron, N0M 1S1·MLS® X13246736·

Listing courtesy of Sutton Group - Select Realty·Updated 3 days ago

3Beds
3Baths
2,000-2,500Sqft
100+Year Built

Listing price

$989,000

Est. $4,710/mo

Days on market

5

Listed Jun 5, 2026

Description

The Benjamin O'Neil House stands as one of Exeter's most admired residences, where historic elegance and luxurious modern living exist in remarkable harmony. This distinguished home offers a sense of permanence, craftsmanship and character with carefully considered modern updates. Beyond the original 8.5 foot front doors, the home immediately reveals its warmth and grandeur. Rich red pine floors, soaring ceilings, intricate plaster medallions, and impressive heritage trim reflect the quality and artistry of another era, while oversized windows fill the home with natural light throughout the day. Every detail feels timeless, refined, and deeply inviting. The principal living and dining rooms were made for both meaningful gatherings and quiet evenings at home. The professionally redesigned kitchen pairs timeless design with thoughtful upgrades, creating an inviting space equally suited for relaxed family living and effortless entertaining. Upstairs, three inviting bedrooms provide comfort and privacy, including a peaceful primary retreat with its own sitting room. The upper bathroom delivers a luxurious escape with heated floors, a clawfoot tub, and an oversized 7 foot glass shower. Another layer of versatility exists on the lower level featuring a spacious guest room, recreation area with an 85 inch theatre screen, heated floor in the office, and a hidden speakeasy-inspired wine room that brings an unexpected sense of character and sophistication. Outside, the property transforms into a private four-season retreat. Covered porches, a striking 16xl6 foot pavilion with a stone fireplace, hot tub, outdoor kitchen, and expansive Wolf composite deck create an atmosphere designed for long summer evenings, fireside conversations, and memorable entertaining year-round. Located just 40 minutes from London or Stratford, this exceptional property offers the rare opportunity to own a home that is both historically significant and beautifully suited to modern living.

Property details

Garage

2 car Attached

Basement

Full, Partially Finished

Parking

5 spaces

Type

Detached — 2-Storey

Heating

Forced Air

AI property estimate

$949,440Below Market
$890,100$1,008,780

82% confidence · 4 comparable sales analysed

Location & neighbourhood

Exeter

South Huron, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$4,710
Property tax$1,071
Insurance (est.)$206
Utilities (est.)$250
Total monthly$6,238

Land transfer tax

Ontario LTT

$16,255

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jun 5, 2026Listed
$989,000

Sold comparables nearby

80 Sanders Street, South HuronSold

$305,000

80 Sanders Street, South Huron

3 bd·1 ba·700-1,100 sqft
110 John Street, South HuronSold

$420,000

110 John Street, South Huron

2 bd·1 ba·1,100-1,500 sqft

See all 10 comparables

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Market conditions · Exeter

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$3,956

Rental yield

4.8%

Est. cash flow

-$2,282

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$233,916

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$949,440

Below Market

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