431 Albert Street
South Huron, N0M 1S1·MLS® X13246736·
Listing courtesy of Sutton Group - Select Realty·Updated 3 days ago
Listing price
$989,000
Est. $4,710/mo
Days on market
Listed Jun 5, 2026
Description
The Benjamin O'Neil House stands as one of Exeter's most admired residences, where historic elegance and luxurious modern living exist in remarkable harmony. This distinguished home offers a sense of permanence, craftsmanship and character with carefully considered modern updates. Beyond the original 8.5 foot front doors, the home immediately reveals its warmth and grandeur. Rich red pine floors, soaring ceilings, intricate plaster medallions, and impressive heritage trim reflect the quality and artistry of another era, while oversized windows fill the home with natural light throughout the day. Every detail feels timeless, refined, and deeply inviting. The principal living and dining rooms were made for both meaningful gatherings and quiet evenings at home. The professionally redesigned kitchen pairs timeless design with thoughtful upgrades, creating an inviting space equally suited for relaxed family living and effortless entertaining. Upstairs, three inviting bedrooms provide comfort and privacy, including a peaceful primary retreat with its own sitting room. The upper bathroom delivers a luxurious escape with heated floors, a clawfoot tub, and an oversized 7 foot glass shower. Another layer of versatility exists on the lower level featuring a spacious guest room, recreation area with an 85 inch theatre screen, heated floor in the office, and a hidden speakeasy-inspired wine room that brings an unexpected sense of character and sophistication. Outside, the property transforms into a private four-season retreat. Covered porches, a striking 16xl6 foot pavilion with a stone fireplace, hot tub, outdoor kitchen, and expansive Wolf composite deck create an atmosphere designed for long summer evenings, fireside conversations, and memorable entertaining year-round. Located just 40 minutes from London or Stratford, this exceptional property offers the rare opportunity to own a home that is both historically significant and beautifully suited to modern living.
Property details
Garage
2 car Attached
Basement
Full, Partially Finished
Parking
5 spaces
Type
Detached — 2-Storey
Heating
Forced Air
AI property estimate
82% confidence · 4 comparable sales analysed
Monthly payment estimate
Land transfer tax
Ontario LTT
$16,255
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Sold comparables nearby
Sold$305,000
80 Sanders Street, South Huron
Sold$420,000
110 John Street, South Huron
See all 10 comparables
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Market conditions · Exeter
Avg. sold price
$682,400
+5.2%
Avg. days on market
18
−3d
Sale-to-list ratio
101.2%
+0.8%
Investment analysis
Est. monthly rent
$3,956
Rental yield
4.8%
Est. cash flow
-$2,282
Cap rate
3.3%
Best time to sell
Affordability
Minimum household income required
$233,916
Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.
Similar Listings
AI estimate
$949,440
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