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29 OLIVER Street

St. Thomas, N5R 3X3·MLS® X13413300·

Listing courtesy of Royal Lepage Triland Realty·Updated 13 hours ago

3Beds
1Baths
1,100-1,500Sqft
100+Year Built

Listing price

$482,500

Est. $2,298/mo

Days on market

2

Listed Jun 8, 2026

Description

RAVINE LOT! This move-in-ready, 3-bedroom home beautifully blends timeless charm and character with modern updates. Step into the bright, welcoming sunroom-the perfect spot for your morning coffee and a dream space for plant lovers. The spacious living room flows seamlessly into a large dining area, complete with patio doors opening to a convenient side deck. You'll love the gorgeous, fully updated main bath featuring a new tub, sink, vanity, flooring, and sleek surround. The heart of the home is the large eat-in kitchen, where patio doors lead out to a raised deck. Here, you can relax and enjoy spectacular, private views of the lush ravine and local wildlife, like deer and birds. Complete with convenient main-floor laundry, this home offers total peace of mind with numerous updates, including: most newer windows, roof (2017), furnace & A/C (2011), eaves & leaf guards (2019), and hot water tank (2023). Don't miss this tranquil retreat!

Property details

Basement

Walk-Out, Partially Finished

Parking

4 spaces

Type

Detached — 1 1/2 Storey

Heating

Forced Air

AI property estimate

$494,562Above Market
$465,612$523,512

82% confidence · 8 comparable sales analysed

Location & neighbourhood

St. Thomas

St. Thomas, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,298
Property tax$523
Insurance (est.)$101
Utilities (est.)$250
Total monthly$3,172

Land transfer tax

Ontario LTT

$6,125

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jun 8, 2026Listed
$482,500

Sold comparables nearby

24 Isabel Street, St. ThomasSold

$410,000

24 Isabel Street, St. Thomas

3 bd·3 ba·2,000-2,500 sqft
86 Manitoba Street, St. ThomasSold

$305,000

86 Manitoba Street, St. Thomas

3 bd·1 ba·1,100-1,500 sqft

See all 10 comparables

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Market conditions · St. Thomas

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$1,930

Rental yield

4.8%

Est. cash flow

-$1,242

Cap rate

3.2%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$118,940

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$494,562

Above Market

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