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21 Owaissa Street

St. Thomas, N5P 1T1·MLS® X13415800·

Listing courtesy of Re/max Centre City Realty INC.·Updated 8 hours ago

1Beds
1Baths
700-1,100Sqft
Year Built

Listing price

$274,900

Est. $1,309/mo

Days on market

2

Listed Jun 8, 2026

Description

Cozy 1 bedroom bungalow close to amenities, perfect for a starter home or investors. Updates include water heater (2024), new shingles and eavestroughs (2025)100 amp electrical service with new breaker box(2022) Tenant will be vacating August 1.

Property details

Basement

Unfinished

Parking

1 spaces

Type

Detached — Bungalow

Heating

Forced Air

AI property estimate

$269,677At Market
$253,183$286,171

82% confidence · 8 comparable sales analysed

Location & neighbourhood

St. Thomas

St. Thomas, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$1,309
Property tax$298
Insurance (est.)$57
Utilities (est.)$250
Total monthly$1,914

Land transfer tax

Ontario LTT

$2,599

First-time rebate

$2,599

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jun 8, 2026Listed
$274,900

Sold comparables nearby

10 1/2 NAAMA Street, St. ThomasSold

$410,300

10 1/2 NAAMA Street, St. Thomas

2 bd·2 ba·1,100-1,500 sqft
59 Freeman Lane, Central ElginSold

$690,000

59 Freeman Lane, Central Elgin

2 bd·3 ba·1,100-1,500 sqft

See all 10 comparables

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Market conditions · St. Thomas

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$1,100

Rental yield

4.8%

Est. cash flow

-$814

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$71,778

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$269,677

At Market

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