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31 Fifth Avenue

St. Thomas, N5R 4C2·MLS® X13416106·

Listing courtesy of The Realty Firm INC.·Updated 7 hours ago

3Beds
3Baths
1,100-1,500Sqft
Year Built

Listing price

$474,900

Est. $2,262/mo

Days on market

2

Listed Jun 8, 2026

Description

Welcome to this beautifully renovated brick home offering 3+1 bedrooms and 3 bathrooms, thoughtfully updated to provide a comfortable and stylish living experience. With two bedrooms on the upper level and one on the main floor, the layout offers flexibility for families, guests, or a home office. Inside, you will find quality updates throughout, including new flooring, fresh paint, updated light fixtures, and upgraded appliances such as a dishwasher and dryer. The home is truly move in ready, with every detail carefully maintained and refreshed. Enjoy both front and back covered porches, giving you the option to relax out front and take in the neighbourhood or unwind in the backyard with added privacy. The fully fenced yard is perfect for kids or pets, and the updated deck creates a great space for outdoor enjoyment.The driveway has been widened to allow for double parking, providing plenty of space for family and visitors. Located within walking distance to schools, parks, shopping, and more, this home offers a great balance of convenience and lifestyle in a desirable neighbourhood.

Property details

Basement

Finished

Parking

2 spaces

Type

Detached — 1 1/2 Storey

Heating

Forced Air

AI property estimate

$465,877At Market
$437,383$494,371

82% confidence · 8 comparable sales analysed

Location & neighbourhood

St. Thomas

St. Thomas, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,262
Property tax$514
Insurance (est.)$99
Utilities (est.)$250
Total monthly$3,125

Land transfer tax

Ontario LTT

$5,973

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jun 8, 2026Listed
$474,900

Sold comparables nearby

8 Patricia Street, St. ThomasSold

$540,520

8 Patricia Street, St. Thomas

3 bd·2 ba·700-1,100 sqft
24 Isabel Street, St. ThomasSold

$410,000

24 Isabel Street, St. Thomas

3 bd·3 ba·2,000-2,500 sqft

See all 10 comparables

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Market conditions · St. Thomas

Buyer's marketBalancedSeller's market

Avg. sold price

$682,400

+5.2%

Avg. days on market

18

−3d

Sale-to-list ratio

101.2%

+0.8%

Investment analysis

Est. monthly rent

$1,900

Rental yield

4.8%

Est. cash flow

-$1,225

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$117,199

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$465,877

At Market

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