195 Water Street
Lucan Biddulph, N0M 2J0·MLS® X13532602·
Listing courtesy of Re/max A-b Realty LTD·Updated Jul 7
Listing price
$639,900
Est. $3,048/mo
Days on market
Listed Jul 7, 2026
Description
Completely rebuilt only a few years ago, this impressive home on Water Street in Lucan blends the character of a century home with the comfort and efficiency of modern construction. Extensive updates include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, making this home truly move-in ready. Centrally located, you're just a short walk to downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, abundant cabinetry, and a large pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry offer added convenience. Upstairs you'll find three additional bedrooms and an updated 4-piece bathroom. Character and craftsmanship shine through with coffered wainscoting, tray ceilings, shiplap accents, and the restored original oversized pocket door from the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds, including one that is insulated with hydro and heat, perfect for a workshop or hobby space. A rare opportunity to own a beautifully restored home offering modern updates, historic charm, and a flexible layout in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
Property details
Basement
Crawl Space
Parking
4 spaces
Type
Detached — 2-Storey
Heating
Forced Air
AI property estimate
65% confidence · 8 sold homes within 2 km, by price per sq ft
Monthly payment estimate
Land transfer tax
Ontario LTT
$9,273
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Sold comparables nearby
Sold$690,000
126 Radcliffe Crescent, Lucan Biddulph
Sold$970,000
108 Stuart Avenue, Lucan Biddulph
See all 10 comparables
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Market conditions · Lucan
Avg. sold price
$884,167
Sale-to-list ratio
102.7%
Based on 6 recent comparable sales near this home.
Investment analysis
Est. monthly rent
$2,560
Rental yield
4.8%
Est. cash flow
-$1,564
Cap rate
3.3%
Best time to sell
Affordability
Minimum household income required
$154,646
Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.
Not sure about financing? Ask Colin →Similar Listings
AI estimate
$706,912
Your advisor
Oak and Key Real Estate Brokerage Inc.
Colin Abbott
Real Estate Agent
519-859-4579 · colinabbot@gmail.com
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