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105 Harvest Lane

Thames Centre, N0L 1G2·MLS® X13567976·

Listing courtesy of Sutton Group Preferred Realty INC.·Updated 3 days ago

For sale
1 / 49
5Beds
5Baths
3,000-3,500Sqft
0-5Year Built

Listing price

$1,299,000

Est. $6,187/mo

Days on market

10

Listed Jul 15, 2026

Description

A rare and highly sought-after feature, the fully finished lower level includes a separate exterior entrance and could function as a self-contained suite-complete with its own kitchen, washer and dryer, bedroom, bathroom, and spacious living area-making it ideal as a private in-law suite, granny flat, or income-generating mortgage helper. A statement of refined luxury, this impeccably upgraded residence offers an exceptional living experience in one of Dorchester's most desirable enclaves Boasting 6 bedrooms and 4.5 bathrooms with over 4,400 sq ft of finished living space, this home seamlessly blends elegance with everyday functionality. Dramatic ceiling heights with 10' main floor ceilings and 9' second floor ceilings set the tone for light-filled, sophisticated interiors designed for both comfortable living and elevated entertaining. The main level welcomes you with a gracious foyer, leading to a private home office and formal dining room, complemented by an expansive butler's pantry and a truly bespoke chef's kitchen featuring an impressive 8' island, quartz countertops, and striking floor-to-ceiling custom cabinetry. Oversized patio doors open to a covered rear porch, creating a seamless indoor-outdoor experience, while the great room fireplace anchors the space with warmth and style. A thoughtfully designed mudroom and elegant powder room complete the main floor. Upstairs, the serene primary retreat features a custom walk-in wardrobe and a spa-inspired ensuite with a freestanding soaker tub, custom tiled shower, dual vanities, and private water closet. Four additional bedrooms include a private suite with its own ensuite and walk-in closet, while two bedrooms share a beautifully appointed Jack and Jill bathroom. A spacious and well-designed laundry room completes the upper level. Ideally located just minutes to Highway 401 and London, this remarkable property delivers luxury, versatility, and lifestyle in perfect harmony. With too many upgrades to list.

Property details

Garage

2 car Attached

Basement

Full, Separate Entrance, Walk-Up, Apartment, Finished

Parking

5 spaces

Type

Detached — 2-Storey

Heating

Forced Air

AI property estimate

$1,124,050Below Market
$1,067,197$1,359,544

67% confidence · 13 sold homes within 2 km, by price per sq ft

Location & neighbourhood

Dorchester

Thames Centre, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$6,187
Property tax$1,407
Insurance (est.)$271
Utilities (est.)$250
Total monthly$8,115

Land transfer tax

Ontario LTT

$22,455

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jul 15, 2026Listed
$1,299,000

Sold comparables nearby

137 SHERWOOD Place, Thames CentreSold

$1,300,000

137 SHERWOOD Place, Thames Centre

4 bd·3 ba·2,500-3,000 sqft
202 Harvest Lane, Thames CentreSold

$1,333,400

202 Harvest Lane, Thames Centre

5 bd·5 ba·3,500-5,000 sqft

See all 10 comparables

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Market conditions · Dorchester

Buyer's marketBalancedSeller's market

Avg. sold price

$1,036,697

Sale-to-list ratio

96.9%

Based on 6 recent comparable sales near this home.

Investment analysis

Est. monthly rent

$5,196

Rental yield

4.8%

Est. cash flow

-$2,919

Cap rate

3.2%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$304,314

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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AI estimate

$1,124,050

Below Market
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbott

Real Estate Agent

519-859-4579 · colinabbot@gmail.com

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