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195 CHARLES Street

Ingersoll, N5C 1K3·MLS® X13578464·

Listing courtesy of Re/max Twin City Realty INC.·Updated 6 days ago

For sale
1 / 49
3Beds
3Baths
1,500-2,000Sqft
0-5Year Built

Listing price

$599,999

Est. $2,858/mo

Days on market

8

Listed Jul 17, 2026

Description

HOUSE COMES FURNISHED! Built in 2021 by renowned BW Conn Homes, this beautifully updated semi-detached 2-storey home offers the perfect blend of style, comfort, and functionality. With approximately 1,780 sq ft of finished living space above grade plus a fully finished basement, this home is move-in ready and packed with thoughtful upgrades throughout. Step inside to a tastefully decorated interior featuring an open-concept main floor, custom cabinetry with crown moulding, quality finishes, and an abundance of natural light. Upstairs you'll find 3 generously sized bedrooms, including a spacious primary retreat complete with a separate oversized walk-in closet and a stunning 4-piece ensuite. The second-floor laundry room is impressively large and designed for everyday convenience. The recently finished basement expands your living space with a bright additional bedroom featuring oversized windows, a stylish wet bar, and the perfect setup for entertaining family and friends. Outside, the backyard has been transformed into a private oasis with a fully fenced yard, covered gazebo, poured concrete wrapping from the front walkway around the home, and a large rear concrete pad ideal for outdoor living. Additional highlights include an epoxy-coated garage floor, attached single-car garage with inside entry, central air, ERV system, paved driveway, and exceptional curb appeal with stone/brick façade accents. A perfect opportunity for families, professionals, or anyone looking for a turnkey home with quality finishes and extensive upgrades already completed.

Property details

Garage

1 car Attached

Basement

Full, Finished

Parking

3 spaces

Type

Semi-Detached — 2-Storey

Heating

Forced Air

AI property estimate

$666,755Above Market
$545,145$899,583

77% confidence · 33 sold homes within 2 km, by price per sq ft

Location & neighbourhood

South

Ingersoll, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,858
Property tax$650
Insurance (est.)$125
Utilities (est.)$250
Total monthly$3,883

Land transfer tax

Ontario LTT

$8,475

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jul 17, 2026Listed
$599,999

Sold comparables nearby

111 Carnegie Street, IngersollSold

$420,000

111 Carnegie Street, Ingersoll

2 bd·2 ba·700-1,100 sqft
93 King Street, IngersollSold

$355,000

93 King Street, Ingersoll

3 bd·2 ba·< 700 sqft

See all 10 comparables

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Market conditions · South

Buyer's marketBalancedSeller's market

Avg. sold price

$444,650

Sale-to-list ratio

99.5%

Based on 6 recent comparable sales near this home.

Investment analysis

Est. monthly rent

$2,400

Rental yield

4.8%

Est. cash flow

-$1,483

Cap rate

3.3%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$145,599

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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AI estimate

$666,755

Above Market
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbott

Real Estate Agent

519-859-4579 · colinabbot@gmail.com

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