174 Elm Street
St. Thomas, N5R 1J3·MLS® X13589476·
Listing courtesy of Elgin Realty Limited·Updated 2 days ago
Listing price
$565,000
Est. $2,691/mo
Days on market
Listed Jul 21, 2026
Description
Welcome to this beautifully updated 3+1 bedroom home in a convenient St. Thomas location, just steps from St. Thomas Elgin General Hospital. Situated on a bus route and close to shopping, restaurants, schools, Pinafore Park, and other everyday amenities, this home offers both comfort and convenience. Inside, you'll find a bright, move-in-ready interior featuring a fully renovated kitchen with modern cabinetry, new countertops, sink, and faucet, as well as a beautifully remodeled bathroom. The main floor has been refreshed with new flooring, baseboards, updated light fixtures, and fresh paint throughout, creating a clean and modern feel. The partially finished basement provides additional living space with a fourth bedroom and den, making it ideal for a growing family, guests, a home office, or hobby room. Outside, enjoy a generous backyard complete with a new storage shed, while the private driveway and attached single-car garage provide ample parking and convenience. Extensive updates offer peace of mind and include new windows, upgraded attic and wall insulation, a new sump pump, along with the many cosmetic improvements throughout the home. A turnkey property in a sought-after neighbourhood-simply move in and enjoy!
Property details
Garage
1 car Attached
Basement
Partially Finished
Parking
3 spaces
Type
Detached — Bungalow
Heating
Forced Air
AI property estimate
70% confidence · 35 sold homes within 2 km, by price per sq ft
Monthly payment estimate
Land transfer tax
Ontario LTT
$7,775
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Sold comparables nearby
Sold$602,500
1 Idsardi Avenue, St. Thomas
Sold$525,000
30 Erinlea Drive, St. Thomas
See all 10 comparables
Create a free account to unlock premium data.
Market conditions · St. Thomas
Avg. sold price
$550,000
Sale-to-list ratio
96.7%
Based on 6 recent comparable sales near this home.
Investment analysis
Est. monthly rent
$2,260
Rental yield
4.8%
Est. cash flow
-$1,411
Cap rate
3.2%
Best time to sell
Affordability
Minimum household income required
$137,664
Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.
Not sure about financing? Ask Colin →Similar Listings
AI estimate
$386,527
Your advisor
Oak and Key Real Estate Brokerage Inc.
Colin Abbott
Real Estate Agent
519-859-4579 · colinabbot@gmail.com
Message Colin about this home
By submitting, you agree to receive communications from London Home Search and its affiliated agents. You can unsubscribe at any time.
Get notified about similar homes
New detached listings in St. Thomas.
