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26 Cardinal Court

St. Thomas, N5P 0C5·MLS® X13597998·

Listing courtesy of Century 21 First Canadian Corp·Updated 13 hours ago

For sale
1 / 50
2Beds
3Baths
1,100-1,500Sqft
Year Built

Listing price

$589,000

Est. $2,805/mo

Days on market

2

Listed Jul 23, 2026

Description

Located on a quiet cul-de-sac in North St. Thomas, this well maintained semi-detached home features an open concept main floor with a central kitchen offering with a large centre island, a gas stove, and lots of cabinet space. The living room overlooks the fully fenced backyard and features a natural gas fireplace.The main floor also offers two bedrooms, including a primary suite with a walk-in closet and private ensuite, a second full bathroom, and a convenient laundry room. The finished basement provides additional living space with a large family room, a third bedroom, a 3-piece bathroom with a soaker tub, and a spacious gym or games room. Outside, the fully fenced backyard features a two-tier deck, mature gardens, a gas BBQ hookup, and a large storage shed. An attached garage and driveway parking for two additional vehicles complete this move-in-ready home. This home is just a short commute to London and is just steps away from the scenic Dalewood hiking trails.

Property details

Garage

1 car Attached

Basement

Full, Finished

Parking

3 spaces

Type

Semi-Detached — Bungalow

Heating

Forced Air

AI property estimate

$620,000Above Market
$508,403$780,000

79% confidence · 34 sold homes within 2 km, by price per sq ft

Location & neighbourhood

St. Thomas

St. Thomas, ON

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,805
Property tax$638
Insurance (est.)$123
Utilities (est.)$250
Total monthly$3,816

Land transfer tax

Ontario LTT

$8,255

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Jul 23, 2026Listed
$589,000

Sold comparables nearby

14 Sanders Court, St. ThomasSold

$430,000

14 Sanders Court, St. Thomas

3 bd·2 ba·1,100-1,500 sqft
21 Alderwood Court, St. ThomasSold

$599,000

21 Alderwood Court, St. Thomas

2 bd·2 ba·1,500-2,000 sqft

See all 10 comparables

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Market conditions · St. Thomas

Buyer's marketBalancedSeller's market

Avg. sold price

$483,417

Sale-to-list ratio

98.8%

Based on 6 recent comparable sales near this home.

Investment analysis

Est. monthly rent

$2,356

Rental yield

4.8%

Est. cash flow

-$1,460

Cap rate

3.2%

Best time to sell

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Peak
Good
Average

Affordability

Minimum household income required

$143,113

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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AI estimate

$620,000

Above Market
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbott

Real Estate Agent

519-859-4579 · colinabbot@gmail.com

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