326 Smith Street
Central Elgin, N5L 1C6·MLS® X13654248
Listing courtesy of Call It Closed International Brokerage·Updated Aug 19
Listing price
$499,000
Est. $2,377/mo
Days on market
Listed Aug 8, 2026
Description
Just 500 metres from the sand, this is the kind of place people come to Port Stanley for-and rarely leave. Tucked just off the shoreline, this 4 season, 3-bedroom cottage delivers the flexibility buyers are actually chasing right now: personal escape, income potential, or both. It's been thoughtfully updated without losing that relaxed beach-town feel, making it equally suited for weekend use or full-time living. The main level opens up into a bright, connected living space designed for real use-not just show. The kitchen anchors the home with quartz countertops, a central island, and a herringbone backsplash that adds just enough edge without overdoing it. From there, it flows naturally into the living and family rooms, where a new gas fireplace creates a comfortable focal point, especially in the off-season. Out back, the setup is simple and effective: a private yard, updated fencing, and a deck built for long summer nights, whether that's hosting a group or just slowing things down after a day at the beach. Mechanically, the heavy lifting is done. Furnace (2023), A/C (2022), and the new fireplace (2024) mean you're not walking into a project-you're walking into something that works.What really separates this property is how it performs. It's already established as a short-term rental, with a track record of happy guests and repeat use. It can be sold fully furnished, which means you can step into the upcoming season without missing a beat-or keep it entirely for yourself and use it when you want.Walk to Main Beach. Walk to the restaurants. Or don't leave the backyard at all.In a market where buyers are weighing lifestyle against numbers, this one manages to check both boxes without compromise.
Read more ›Show less ‹
Property details
- Type
- Detached, 2-Storey
- Age
- 100+ years
- Lot size
- 22 × 132 ft · < .50 acres
- Interior
- 1100-1500 sqft
- Rooms
- 7 rooms
- Bathrooms
- 1 × 3-piece on Second
- Basement
- Full, Unfinished
- Heating
- Forced Air
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water & sewer
- Sewer
- Driveway
- Other
- Property tax
- $2,778/yr (2025)
Rooms
Main
- Living Room
- 3.05 × 3.9 m
- Kitchen, eat-in kitchen, centre island, quartz counter
- 3 × 4.3 m
- Family Room, fireplace, bay window
- 3.9 × 4 m
- Foyer
- 4 × 1 m
Second
- Bedroom 2
- 2.9 × 3.2 m
- Primary Bedroom
- 4 × 5 m
- Bedroom 3
- 2.8 × 2.5 m
AI property estimate
Automated estimate from recent comparable sales, not a formal appraisal, and not a statement that this listing is priced incorrectly.
77% confidence · 40 sold homes within 2 km, by price per sq ft
Monthly paymentMortgage, tax and fees
Monthly payment estimate
Land transfer taxOne-time, on closing
Ontario LTT
$6,455
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Listed 6 times · asking price down 17% from the first ask
Listed Aug 8, 2026
Listed Jun 18, 2026 · 51 days on market
Aug 8, 2026
Listed Apr 13, 2026 · 65 days on market
Jun 17, 2026
Listed Aug 14, 2025 · 108 days on market
Nov 30, 2025
Listed Mar 6, 2025 · 147 days on market
Jul 31, 2025
Listed Jun 14, 2024 · 86 days on market
Sep 8, 2024
457 days on the market in total across 6 listings. Each listing carries its own MLS® number, so the days-on-market shown on any single one resets.
Sold comparables nearby
Sold$1,109,000
205 Cornell Drive, Central Elgin
Sold$735,000
361 George Street, Central Elgin
See what these 6 homes sold for
Create a free account to unlock premium data.
Market conditionsPort Stanley · last 90 days
Avg. sold price
$806,633
Sale-to-list ratio
93.5%
Based on 6 recent comparable sales near this home.
AffordabilityWhat income this home needs
Minimum household income required
$122,670
Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.
Not sure about financing? Ask Colin →Similar Listings
AI estimate
$625,300
Your advisor
Oak and Key Real Estate Brokerage Inc.
Colin Abbot
Broker
519-859-4579 · colin@searchlondonhomes.com
Message Colin about this home
By submitting, you agree to receive communications from Oak and Key Real Estate Brokerage Inc. You can unsubscribe at any time.
Get notified about similar homes
New detached listings in Port Stanley.
