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12 Spencer Crescent

London North, N5X 2K6·MLS® X13662564

Listing courtesy of Sutton Group - Hodgson Realty INC.·Updated 4 hours ago

Listing price

$824,900

Est. $3,929/mo

Days on market

1

Listed Aug 11, 2026

For sale
1 / 37
4bd·4ba·1,500-2,000sqft·31–50 yearsold

Description

Set on a quiet residential street in one of North London's most desirable family neighbourhoods, this beautifully updated two-storey offers the space, privacy, quality and location that make a home truly special and exceptional value for everything it offers. Four spacious bedrooms, four full bathrooms and generous finished living space create a floor plan designed for family life and entertaining. The main floor features sunlit living and dining rooms, a welcoming family room with fireplace and walkout to yard, and a renovated kitchen with heated floors. A modernized laundry/mudroom adds everyday convenience. The finished lower level provides versatile living space with a recreation room and electric fireplace, bathroom, private home office and flexible fitness area. Very extensive list of updates includes bathrooms, kitchen, laundry room, refinished staircases, lighting, front door, custom window coverings with electric blinds, security cameras, windows and flooring in the lower level. Furnace and central air installed only in 2026. Gutter guards, newer garage doors and an owned hot water heater provide further peace of mind. Outside, the landscaped front and rear yards create a private, treed setting for summer evenings and family time boasting an outdoor living space with pergola. The location is exceptional. Walk to nearby schools, parks, trails, golf and libraries, with Masonville Place, Western University, London Health Sciences Centre, shopping, restaurants, fitness facilities and everyday amenities just minutes away. With its generous living space, four bathrooms, extensive improvements, private setting and outstanding Masonville location, this home offers exceptional value for buyers who want a beautiful home without the expense and disruption of major renovations. Beautifully maintained, thoughtfully updated and ready to enjoy, a wonderful to make lasting memories.

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Property details

Garage
2 car Attached
Basement
Full, Finished
Parking
4 spaces
Type
Detached — 2-Storey
Heating
Forced Air
Property tax
$5,750/yr (2025)

AI property estimate

$683,000~17.2% below asking

Automated estimate from recent comparable sales — not a formal appraisal, and not a statement that this listing is priced incorrectly.

$594,210$771,790

75% confidence · 21 sold homes within 2 km, by price per sq ft

Location & neighbourhood

Northridge

London North, ON

North London neighbourhood with tree-lined streets backing onto the Thames River valley trails.

Monthly paymentMortgage, tax and fees

Monthly payment estimate

Mortgage (5.24%, 25yr)$3,929
Property tax$894
Insurance (est.)$172
Utilities (est.)$250
Total monthly$5,244
Land transfer taxOne-time, on closing

Ontario LTT

$12,973

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Listed 3 times · asking price down 9% from the first ask

$824,900 4%

Listed Aug 11, 2026

On the market
$859,900 6%

Listed Jul 21, 2026 · 14 days on market

Taken off the market

Aug 4, 2026

$910,000

Listed Jul 8, 2026 · 12 days on market

Taken off the market

Jul 20, 2026

26 days on the market in total across 3 listings. Each listing carries its own MLS® number, so the days-on-market shown on any single one resets.

Sold comparables nearby

1677 Phillbrook Crescent, London NorthSold

$896,000

1677 Phillbrook Crescent, London North

4 bd·4 ba·2,500-3,000 sqft
83 Bracebridge Court, London NorthSold

$840,000

83 Bracebridge Court, London North

4 bd·4 ba·2,000-2,500 sqft

See what these 6 homes sold for

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Market conditionsLondon North · last 90 days
Buyer's marketBalancedSeller's market

Avg. sold price

$793,833

Sale-to-list ratio

97.7%

Based on 6 recent comparable sales near this home.

AffordabilityWhat income this home needs

Minimum household income required

$196,666

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

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AI estimate

$683,000

Below Market
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbott

Broker

519-859-4579 · colin@searchlondonhomes.com

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