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31 Owen Street

Ingersoll, N5C 4G7·MLS® X13723632

Listing courtesy of Century 21 Heritage House LTD Brokerage·Updated Aug 28

Listing price

$660,000

Est. $3,143/mo

Days on market

11

Listed Aug 28, 2026

For sale
1 / 32
2bd·2ba·700-1,100sqft·16 to 30 yearsold

Description

Welcome to this beautifully maintained raised bungalow offering 2+1 bedrooms and 2 full bathrooms. The open-concept main floor features a bright living, dining, and kitchen area with rich cherry-toned cabinetry, under-cabinet lighting, stylish backsplash, pot lights, and hardwood flooring. The finished lower level includes a spacious rec room with an electric fireplace, third bedroom, updated bathroom, and laundry. Enjoy the fully fenced backyard with a 28' x 20' cedar deck, natural gas hookups for your BBQ and fire table, above ground pool, and hot tub. Recent updates include a 2025 pool liner, 2025 hot tub cover, 2024 hot tub pump, and 2022 roof. A heated double car garage with high ceilings and mezzanine provides plenty of storage. This move-in-ready home combines stylish updates, functional living, and an incredible outdoor space

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Property details

Type
Detached, Bungalow-Raised
Age
16-30 years
Lot size
54.59 × 119.36 ft · < .50 acres
Interior
700-1100 sqft
Rooms
6 rooms
Bathrooms
1 × 4-piece on Main, 1 × 5-piece on Lower
Basement
Full, Finished
Heating
Forced Air
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water & sewer
Sewer
Pool
Above Ground
Garage
2 car Attached
Driveway
Private Double (4 spaces)
Parking
6 spaces
Property tax
$3,787/yr (2025)

Rooms

Main

Bedroom 2
2.84 × 4.05 m
Living Room
3.48 × 2.9 m
Kitchen
3.36 × 3.08 m
Primary Bedroom
3.51 × 4.06 m
Dining Room
3.45 × 1.3 m

Basement

Laundry
2.26 × 2.87 m
Bedroom 3
3.48 × 4.12 m
Family Room
5.7 × 4.5 m

AI property estimate

$436,775~33.8% below asking

Automated estimate from recent comparable sales, not a formal appraisal, and not a statement that this listing is priced incorrectly.

$393,098$480,453

74% confidence · 40 sold homes within 2 km, by price per sq ft

Location & neighbourhood

South

Ingersoll, ON

Monthly paymentMortgage, tax and fees

Monthly payment estimate

Mortgage (5.24%, 25yr)$3,143
Property tax$715
Insurance (est.)$138
Utilities (est.)$250
Total monthly$4,246
Land transfer taxOne-time, on closing

Ontario LTT

$9,675

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$660,000

Listed Aug 28, 2026

On the market

Sold comparables nearby

301 Thames Street, IngersollSold

$520,000

301 Thames Street, Ingersoll

3 bd·2 ba·1,100-1,500 sqft
144 Canterbury Street, IngersollSold

$505,000

144 Canterbury Street, Ingersoll

2 bd·2 ba·1,100-1,500 sqft

See what these 6 homes sold for

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Market conditionsSouth · last 90 days
Buyer's marketBalancedSeller's market

Avg. sold price

$505,500

Sale-to-list ratio

95.8%

Based on 6 recent comparable sales near this home.

AffordabilityWhat income this home needs

Minimum household income required

$159,240

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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AI estimate

$436,775

Below Market
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

519-859-4579 · colin@searchlondonhomes.com

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