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217-219 Merritt Street

Ingersoll, N5C 3A4·MLS® X13735052

Listing courtesy of Century 21 Heritage House LTD Brokerage·Updated 4 days ago

Listing price

$499,900

Est. $2,381/mo

Days on market

6

Listed Sep 2, 2026

For sale
1 / 39
6bd·2ba·2,000-2,500sqft

Description

LIVE IN ONE & LET THE OTHER HELP PAY THE MORTGAGE! Investors, first-time buyers and savvy buyers take note - this is a rare opportunity to own TWO SEMI-DETACHED HOMES UNDER ONE TITLE in a quiet Ingersoll neighbourhood. Both units are currently vacant - set your rent! This is not your traditional duplex; it is two separate semi-detached homes being offered together, creating a unique opportunity for an owner-occupant or investor. Even better, the home was lifted and placed on a new foundation, adding valuable peace of mind and future potential. Both units feature basements with separate entrances, providing excellent space for storage today and exciting possibilities for future development. Live in one home and rent the other, creating the potential for rental income to help offset your mortgage and carrying costs. Investors can add two dwellings to their portfolio with one purchase, while first-time buyers can have a tenant help contribute toward the cost of home ownership. Both homes have been well maintained with newer furnaces, newer roof, and are located in a quiet area within walking distance to downtown, schools, parks and Ingersoll's scenic walking trails. Enjoy a convenient location close to everyday amenities while still tucked away in a peaceful neighbourhood setting. Both homes have their own private drive & partially fenced yards. Two homes. One title. New foundation. Walkout basements. Multiple possibilities. Whether you're looking for your first home, your next investment or a smart way to make home ownership more affordable, this is an opportunity that deserves a closer look.

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Property details

Type
Duplex, 1 1/2 Storey
Lot size
73 × 132 ft
Interior
2000-2500 sqft
Rooms
14 rooms · 2 kitchens
Bathrooms
1 × 4-piece on Main, 1 × 4-piece on Main
Basement
Walk-Up
Heating
Forced Air
Cooling
Other
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water & sewer
Sewer
Parking
4 spaces
Property tax
$3,438/yr (2026)

Rooms

Main

Foyer
7.04 × 1.92 m
Living Room
3.86 × 2.9 m
Kitchen
3.71 × 3.21 m
Foyer
2.64 × 1.66 m
Dining Room
6.06 × 2.4 m
Living Room
5.13 × 4.64 m
Kitchen
3.87 × 3.71 m
Dining Room
4.04 × 3.86 m

Second

Primary Bedroom
4.17 × 3.38 m
Bedroom 2
4.22 × 2.97 m
Bedroom 2
3.13 × 3.03 m
Primary Bedroom
3.18 × 3.13 m
Bedroom 3
3.86 × 2.77 m
Bedroom 3
3.61 × 2.72 m

Basement

Utility Room
4.57 × 4.53 m
Recreation
10.85 × 6.06 m
Other
10.85 × 5.88 m

Location & neighbourhood

South

Ingersoll, ON

Monthly paymentMortgage, tax and fees

Monthly payment estimate

Mortgage (5.24%, 25yr)$2,381
Property tax$542
Insurance (est.)$104
Utilities (est.)$250
Total monthly$3,276
Land transfer taxOne-time, on closing

Ontario LTT

$6,473

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$499,900

Listed Sep 2, 2026

On the market

Sold comparables nearby

218 ALBERT Street, IngersollSold

$630,000

218 ALBERT Street, Ingersoll

5 bd·3 ba·2,500-3,000 sqft
166 Charles Street, IngersollSold

$550,000

166 Charles Street, Ingersoll

6 bd·3 ba·1,500-2,000 sqft

See what these 2 homes sold for

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AffordabilityWhat income this home needs

Minimum household income required

$122,867

Based on 20% down, 5.24% stress test rate, 25yr amortization, 32% GDS ratio.

Not sure about financing? Ask Colin

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

519-859-4579 · colin@searchlondonhomes.com

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