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$349,900

Estimated value $332K to $367K

Est. $1,639/mo mortgage

2bd·1ba·700-1,100sqft

20 Wharncliffe Road · London, N6J 2J4

MLS® X13742782

46 days on market46 days on market

Listed Sep 3, 2026

Listing courtesy of Exit Realty Community·Listing last changed 3 days ago

Key facts

Property type
Detached
Square footage
700-1,100 sqft
Lot size
40 × 89 ft
Age
100+ years
Property tax
$3,219/yr (2025)

Description

Welcome to 20 Wharncliffe Rd S - a centrally located 2-bedroom, 1-bath home in the heart of the city. This well-laid-out property features bright principal rooms, a practical floor plan, and strong potential for both homeowners and investors alike. The main level offers a comfortable living area, an efficient kitchen, two well-sized bedrooms, and a convenient main floor den that provides additional flexibility for a home office, reading space, or storage. The home also offers a full basement, providing excellent additional storage and future potential. Notable updates include additional insulation added. New furnace and air conditioning system, both completed in 2022. Situated in a convenient location close to downtown amenities, transit, shopping, and major routes, this property delivers excellent accessibility and everyday convenience. Whether you're looking to enter the market, downsize, or expand your investment portfolio, this is a solid opportunity in a central location.

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Property details

Interior

Size
700-1,100 sqft
Rooms
6 rooms
Bathrooms
1 × 3-piece
Basement
Unfinished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, Bungalow
Age
100+ years
Lot size
40 × 89 ft
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water & sewer
Sewer

Fees & taxes

Property tax
$3,219/yr (2025)

Rooms

Main

Kitchen
3.4 × 3 m
Living Room
4.6 × 3.7 m
Primary Bedroom
4 × 3.4 m
Dining Room
3 × 2.4 m
Bedroom 2
3.4 × 3 m
Bathroom
2.4 × 1.5 m

Other

Den
Laundry

Estimated value range

$332K to $367K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Old South →

London South, ON

Established neighbourhood with character homes and walkable local businesses south of downtown.

Schools nearbyclosest is Victoria Public School, 640 m

Elementary

  • Victoria Public School

    640 m · Grades JK-8

    Thames Valley District School Board

    3.3
  • St Martin Separate School

    1.2 km · Grades JK-8

    London District Catholic School Board

    7.5
  • Jeanne-Sauvé Public School

    1.3 km · Grades JK-8

    Thames Valley District School Board

    7.1

Secondary

  • London Central Secondary School

    1.8 km · Grades 9-12

    Thames Valley District School Board

    8.0
  • London South Collegiate Institute

    1.9 km · Grades 9-12

    Thames Valley District School Board

    4.2
  • Catholic Central High School

    2.1 km · Grades 9-12

    London District Catholic School Board

    5.7

Distances are straight-line from this address. School boards set their own attendance areas and do not publish them, so a school listed here is not a guarantee of placement. Confirm with the board before you rely on it.

Monthly paymentest. $2,230/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$1,639
Property tax$268
Insurance (est.)$73
Utilities (est.)$250
Total monthly$2,230
Land transfer tax$3,724 on closing

Ontario LTT

$3,724

First-time rebate

−$3,724

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$349,900

Listed Sep 3, 2026

On the market

Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.

Sold comparables nearby

14 Foster Avenue, London NorthSold

14 Foster Avenue, London North

3 bd·2 ba·1,500-2,000 sqft
149 Forest Hill Avenue, London SouthSold

149 Forest Hill Avenue, London South

3 bd·3 ba·1,500-2,000 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

7 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 96.9% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$445,250

Sale-to-list ratio

96.9%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $90,000 household income

Minimum household income required

$90,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin →
Rental market$1,900/mo median for 2 bed nearby

$1,900/month is the median rent for 2-bedroom homes leased within 3km over the past 12 months, across 83 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

No obligation. Pick a time that suits you.

(226) 212-5099 · colin@searchlondonhomes.com

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