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For sale
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$465,000

Estimated value $442K to $488K

Est. $2,178/mo mortgage

3bd·2ba·700-1,100sqft

220 Cairn Street · London, N5Z 3W7

MLS® X13746612

52 days on market52 days on market

Listed Sep 4, 2026

Listing courtesy of Re/max Escarpment Realty INC.·Listing last changed Sep 4

Key facts

Property type
Semi-detached
Square footage
700-1,100 sqft
Lot size
32.48 × 120.31 ft
Parking
3 spaces
Property tax
$2,677/yr (2026)

Description

Welcome to 220 Cairn Street, a charming 3-bedroom semi-detached bungalow offering approximately 1,483 sq. ft. of finished living space, a finished basement, and a generous 32' x 120' lot in London South. A great opportunity for first-time buyers, families, downsizers, or investors. Step inside to a functional main-floor layout featuring a spacious kitchen and bright living room with plenty of room to gather and unwind. Three bedrooms are conveniently located on the main level, along with a full 4-piece bathroom, making everyday living easy and practical. The finished basement adds valuable bonus space with a large family room, generous den, and 2-piece bathroom. Whether you're looking for a recreation area, home office, playroom, workout space, or additional room for guests, the lower level offers plenty of flexibility to suit your needs. Outside, enjoy a deep backyard with plenty of space for entertaining, gardening, kids, pets, or creating your own outdoor retreat. A private driveway provides parking for up to three vehicles. Conveniently located within walking distance to school and close to parks, recreation facilities, places of worship, and hospital amenities, this home offers everyday convenience in an established community. Vacant with immediate possession available, 220 Cairn Street is ready for its next chapter.

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Property details

Interior

Size
700-1,100 sqft
Rooms
7 rooms
Bathrooms
1 × 4-piece on Main, 1 × 2-piece on Basement
Basement
Partially Finished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Semi-detached, Bungalow
Lot size
32.48 × 120.31 ft
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water & sewer
None

Parking

Driveway
Private (3 spaces)
Parking
3 spaces

Fees & taxes

Property tax
$2,677/yr (2026)

Rooms

Main

Kitchen
4.57 × 3.04 m
Bedroom
3.35 × 2.43 m
Bedroom
3.65 × 3.35 m
Living Room
4.57 × 3.65 m
Bedroom
3.65 × 2.43 m

Basement

Den
6.09 × 3.35 m
Family Room
7.01 × 3.35 m

Estimated value range

$442K to $488K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Glen Cairn →

London South, ON

Established south-end neighbourhood with mature trees and a community-park-centred layout.

Schools nearbyclosest is St Sebastian Separate School, 130 m

Elementary

  • St Sebastian Separate School

    130 m · Grades JK-8

    London District Catholic School Board

    6.2
  • C C Carrothers Public School

    530 m · Grades JK-8

    Thames Valley District School Board

    2.9
  • Glen Cairn Public School

    1.0 km · Grades JK-8

    Thames Valley District School Board

    3.2

Secondary

  • G A Wheable Secondary School

    1.3 km · Grades 9-12

  • B Davison Secondary School

    1.7 km · Grades 9-12

    Thames Valley District School Board

  • Sir Wilfrid Laurier Secondary School

    2.2 km · Grades 9-12

    Thames Valley District School Board

    3.9

Distances are straight-line from this address. School boards set their own attendance areas and do not publish them, so a school listed here is not a guarantee of placement. Confirm with the board before you rely on it.

Monthly paymentest. $2,749/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,178
Property tax$223
Insurance (est.)$97
Utilities (est.)$250
Total monthly$2,749
Land transfer tax$5,775 on closing

Ontario LTT

$5,775

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$465,000

Listed Sep 4, 2026

On the market

Sold comparables nearby

34 Salvia Street, London SouthSold

34 Salvia Street, London South

3 bd·2 ba·1,500-2,000 sqft
34 Oregon Road, London SouthSold

34 Oregon Road, London South

2 bd·2 ba·700-1,100 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.9 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 97.1% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$454,833

Sale-to-list ratio

97.1%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $112,000 household income

Minimum household income required

$112,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin →
Rental market$2,200/mo median for 3 bed nearby

$2,200/month is the median rent for 3-bedroom homes leased within 3km over the past 12 months, across 51 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

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(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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