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$499,000

Est. $2,338/mo mortgage

4bd·2ba·1,100-1,500sqft

39 The Ridgeway Street · London South, N6C 1A2

MLS® X13779548

2 days on market

Listed Sep 14, 2026

Listing courtesy of Thrive Realty Group INC.·Updated yesterday

Description

Welcome to a home that captures exactly what people love about Old South, timeless character, mature surroundings and a location that puts you close to the heart of the neighbourhood. Inside, original details give the home its personality, including hardwood floors, beautiful woodwork and pocket doors, while thoughtful updates over the years have made it comfortable for modern living.The main floor offers inviting living and dining spaces, with a gas fireplace creating a cozy focal point in the living room, plus an eat-in kitchen and plenty of natural light. Upstairs, you'll find three bedrooms plus a bonus room, ideal for a home office, nursery or creative space. The lower level adds additional finished living space, while the large covered front porch might just become your favourite spot for morning coffee, evening drinks or catching up with neighbours.Behind the charm is an extensive list of improvements, including electrical updates (2014), attic and exterior wall insulation (2015), updated plumbing (2017), a fully remodelled bathroom (2017), upper-level and select basement windows (2018), exterior siding, soffits and gutters (2019), and a new furnace and gas fireplace insert (2020). More recently, the home has seen basement stair and flooring updates (2022), a new shed roof (2023), front stairs and fresh paint throughout (2024), relevelled exterior concrete pads (2025), and a new fridge (2026). The main roof was completed in 2013 with 35-year shingles.With two-car parking, central air, and a sump pump, this is an Old South home where much of the behind-the-scenes work has already been taken care of! Full of character, thoughtfully maintained and ready for its next chapter.

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Property details

Interior

Interior
1100-1500 sqft
Rooms
9 rooms
Bathrooms
1 × 3-piece on Second, 1 × 2-piece on Basement
Basement
Finished, Full
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, 1 1/2 Storey
Lot size
33 × 132 ft
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Water & sewer
Sewer

Parking

Parking
3 spaces

Fees & taxes

Property tax
$3,973/yr (2025)

AI property estimate

$517,500Estimate is ~3.7% above asking

Automated estimate from recent comparable sales, not a formal appraisal, and not a statement that this listing is priced incorrectly.

$465,750$569,250

75% confidence · 33 sold homes within 2 km, by price per sq ft

Location & neighbourhood

Wortley Village

London South, ON

Artisan neighbourhood with boutique shops and cafes.

Monthly paymentest. $2,992/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,338
Property tax$301
Insurance (est.)$104
Utilities (est.)$250
Total monthly$2,992
Land transfer tax$6,455 on closing

Ontario LTT

$6,455

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$499,000

Listed Sep 14, 2026

On the market

Sold comparables nearby

3 McDonald Avenue, London NorthSold

$565,000

3 McDonald Avenue, London North

5 bd·3 ba·700-1,100 sqft
36 Garfield Avenue, London SouthSold

$720,000

36 Garfield Avenue, London South

3 bd·3 ba·1,100-1,500 sqft

See what these 6 homes sold for

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Market conditionsLondon South · last 90 days
Buyer's marketBalancedSeller's market

Avg. sold price

$571,417

Sale-to-list ratio

94.7%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $123,000 household income

Minimum household income required

$123,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization and a 32% GDS ratio. Rounded to the nearest thousand.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

519-859-4579 · colin@searchlondonhomes.com

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