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$390,000

Estimated value $371K to $410K

Est. $1,827/mo mortgage

3+2bd·2ba·1,100-1,500sqft

1045 Oxford Street · London, N5Y 3L1

MLS® X13794564

47 days on market47 days on market

Listed Sep 16, 2026

Listing courtesy of Jdl Realty INC.·Listing last changed Oct 21

Key facts

Property type
Detached
Square footage
1,100-1,500 sqft
Lot size
38 × 131.25 ft · < 0.50 acres
Age
51-99 years
Parking
6 spaces
Property tax
$2,953/yr (2026)

Description

Great starter home or investment property! This 3+2 bedroom bungalow is located on a treed corner lot. The main floor has plenty of windows to let in natural light. Access is possible through the screened porch up front or through the mudroom in the back, where you will find an owned driveway with covered carport off the side street. Kitchen, living and three bedrooms and one bathroom are on main. Heading downstairs there are two bedrooms and a custom bathroom, with replaced windows virtually throughout. The location provides public transportation at the door which will take you to Fanshawe or Western Ontario fairly quickly. This home is move-in-ready and could be yours!

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Property details

Interior

Size
1,100-1,500 sqft
Bedrooms
3 above grade, 2 lower level
Rooms
6 rooms
Bathrooms
1 × 3-piece on Ground, 1 × 3-piece on Basement
Basement
Finished, Full
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, Bungalow
Age
51-99 years
Lot size
38 × 131.25 ft · < 0.50 acres
Exterior
Other
Foundation
Concrete Block
Roof
Asphalt Shingle
Water & sewer
Sewer

Parking

Driveway
Private Double (6 spaces)
Parking
6 spaces

Fees & taxes

Property tax
$2,953/yr (2026)

Rooms

Main

Living Room
3.45 × 3.99 m
Other
2.49 × 2.62 m
Kitchen
3.73 × 3.33 m
Mud Room
2.29 × 2.44 m
Dining Room
4.5 × 3.91 m
Bedroom
3.45 × 3.07 m

Basement

Laundry
3.73 × 3.2 m
Bathroom
3.05 × 2.13 m
Bedroom
3.02 × 3.2 m

Estimated value range

$371K to $410K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Old East Village →

London East, ON

Arts district with walkable streets and character homes.

Schools nearbyclosest is Blessed Sacrament Separate School, 150 m

Elementary

  • Blessed Sacrament Separate School

    150 m · Grades JK-8

    London District Catholic School Board

    4.8
  • East Carling Public School

    350 m · Grades JK-8

    Thames Valley District School Board

    4.2
  • Sir John A Macdonald Public School

    730 m · Grades JK-8

    Thames Valley District School Board

    5.3

Secondary

  • John Paul II Catholic Secondary School

    1.1 km · Grades 9-12

    London District Catholic School Board

    3.3
  • Robarts Provincial School for the Deaf

    1.3 km · Grades 9-12

    Provincial

  • Robarts/Amethyst Demonstration Secondary School

    1.3 km · Grades 9-12

    Provincial

Distances are straight-line from this address. School boards set their own attendance areas and do not publish them, so a school listed here is not a guarantee of placement. Confirm with the board before you rely on it.

Monthly paymentest. $2,404/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$1,827
Property tax$246
Insurance (est.)$81
Utilities (est.)$250
Total monthly$2,404
Land transfer tax$4,325 on closing

Ontario LTT

$4,325

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$390,000

Listed Sep 16, 2026

On the market

Sold comparables nearby

550 Elizabeth Street, London EastSold

550 Elizabeth Street, London East

2 bd·2 ba·1,100-1,500 sqft
794 Strand Street, London EastSold

794 Strand Street, London East

3 bd·3 ba·700-1,100 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.3 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 97.2% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$501,917

Sale-to-list ratio

97.2%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $97,000 household income

Minimum household income required

$97,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Call Colin at (226) 212-5099 or text

Rental market$2,350/mo median for 3 bed nearby

$2,350/month is the median rent for 3-bedroom homes leased within 3km over the past 12 months, across 67 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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CA

Colin Abbot, Broker

Oak and Key Real Estate Brokerage Inc.

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Colin Abbot, Broker

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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