$699,900
Est. $3,279/mo mortgage
44 Spencer Crescent · London North, N5X 2K6
MLS® X13803512
Listed Sep 18, 2026
Listing courtesy of Royal Lepage Triland Realty·Updated yesterday
Description
Some homes are built around trends. Others are built around family life - with good bones, generous rooms and the kind of neighbourhood people hope to put down roots in. Set along a peaceful, tree-lined street in Masonville, this quintessential two-storey home with great curb appeal has been loved & filled with memories throughout the years and is ready for its next chapter. The classic layout gives everyone room to spread out, with separate living, dining and family spaces that offer flexibility for busy everyday life, entertaining or simply finding a quiet corner of your own. Wainscotting adds character to the dining room, while the family room is anchored by a beautiful brick gas fireplace. Upstairs, four bedrooms keep everyone together on one level, with solid hardwood flooring that has been well maintained. The lower level adds even more functional space, with new carpeting giving it a fresh start and plenty of potential for a rec room, play space, home gym or movie zone. Updated windows throughout are another welcome update already taken care of. Outside may be one of the best treats. A fantastic backyard that offers plenty of room to enjoy without demanding your entire weekend to maintain it. Manicured, easy-care gardens frame the yard, while the deck is ready for summer dinners, morning coffee and evenings spent outside. With its generous footprint, traditional character and a setting that's hard to beat, this is a home you can comfortably move into today and make your own. Schools, shopping, restaurants and everyday amenities are all nearby - in an established North London neighbourhood made for putting down roots.
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Property details
Interior
- Interior
- 2000-2500 sqft
- Rooms
- 8 rooms
- Bathrooms
- 1 × 2-piece on Main, 1 × 3-piece on Second, 1 × 4-piece on Second
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- Cooling
- Central Air
Building & lot
- Type
- Detached, 2-Storey
- Lot size
- 62.59 × 100 ft
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water & sewer
- Sewer
Parking
- Garage
- 2 car Attached
- Driveway
- Private Double (2 spaces)
- Parking
- 4 spaces
Fees & taxes
- Property tax
- $5,448/yr (2025)
Rooms
Main
- Foyer
- 2.18 × 2.72 m
- Dining Room
- 3.65 × 3.29 m
- Family Room
- 3.52 × 5.47 m
- Kitchen
- 3.36 × 4.65 m
- Living Room
- 7.15 × 3.56 m
Second
- Bedroom
- 4.15 × 3.67 m
- Bedroom
- 3.51 × 2.6 m
- Bedroom
- 3.52 × 3.25 m
- Primary Bedroom
- 4.13 × 4.32 m
Basement
- Recreation
- 3.39 × 5.88 m
- Utility Room
- 3.43 × 3.07 m
- Laundry
- 3.32 × 2.85 m
- Family Room
- 6.98 × 3.46 m
AI property estimate
Automated estimate from recent comparable sales, not a formal appraisal, and not a statement that this listing is priced incorrectly.
78% confidence · 35 sold homes within 2 km, by price per sq ft
Location & neighbourhood
DirectionsLondon North, ON
North London neighbourhood with tree-lined streets backing onto the Thames River valley trails.
Monthly paymentest. $4,097/mo all in
Monthly payment estimate
Land transfer tax$10,473 on closing
Ontario LTT
$10,473
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Listed 2 times · asking price down 7% from the first ask
Listed Sep 18, 2026
Listed Jun 18, 2026 · 60 days on market
Aug 17, 2026
60 days on the market in total across 2 listings. Each listing carries its own MLS® number, so the days-on-market shown on any single one resets.
Sold comparables nearby
Sold$1,100,000
1941 Standfield Road, London North
Sold$860,000
47 Robinson Lane, London North
See what these 6 homes sold for
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Market conditionsBuyer's market in London North
Homes here are selling below asking. Based on 6 sales in the last 90 days, at an average of 97.2% of asking.
Avg. sold price
$982,083
Sale-to-list ratio
97.2%
Based on 6 recent comparable sales near this home.
Affordabilityneeds $171,000 household income
Minimum household income required
$171,000
Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization and a 32% GDS ratio. Rounded to the nearest thousand.
Not sure about financing? Ask Colin →Rental market$3,500/mo median for 4 bed nearby
$3,500/month is the median rent for 4-bedroom homes leased within 3km over the past 12 months, across 35 leases.
What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.
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Your advisor
Oak and Key Real Estate Brokerage Inc.
Colin Abbot
Broker
519-859-4579 · colin@searchlondonhomes.com
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