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For sale
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$529,900

Est. $2,482/mo mortgage

3bd·2ba·700-1,100sqft

38 Stroud Crescent · London South, N6E 1Z6

MLS® X13813850

3 days on market3 days on market

Listed Sep 22, 2026

Listing courtesy of Blue Forest Realty INC.·Updated yesterday

Description

Beautifully updated 3-bedroom, 2-full-bath bungalow on a quiet crescent in a desirable neighbourhood. The home has seen extensive updates, with most completed in 2019, including flooring throughout, bathroom with heated floors and granite countertops, an open-concept kitchen featuring quartzite countertops and updated appliances, electrical panel, copper pig-tailing, and more. The fully finished basement offers additional living space, while the deck and fully fenced backyard provide a great area to enjoy the outdoors. Recent 2026 updates include the soffits and eaves, front door, and fresh paint on the front of the home. A well-maintained home with many important updates already completed, offering comfortable living and excellent value in a sought-after location. Move-in ready and worth a look!

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Property details

Interior

Size
700-1100 sqft
Rooms
9 rooms
Bathrooms
1 × 3-piece on Main, 1 × 4-piece on Basement
Basement
Finished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, Bungalow
Age
51-99 years
Lot size
40 × 115 ft
Exterior
Brick, Aluminum Siding
Foundation
Poured Concrete
Roof
Shingles
Water & sewer
Sewer

Parking

Driveway
Private (2 spaces)
Parking
2 spaces

Fees & taxes

Property tax
$3,118/yr (2025)

Rooms

Main

Bedroom
2.68 × 2.88 m
Kitchen
3.41 × 5.37 m
Living Room
3.63 × 5.37 m
Primary Bedroom
3.41 × 3.7 m
Bedroom
3.72 × 2.63 m

Basement

Laundry
3.53 × 6.59 m
Family Room
3.35 × 6.16 m
Bedroom
3.29 × 5.12 m
Utility Room
3.35 × 5.55 m

AI property estimate

$436,775Estimate is ~17.6% below asking

Automated estimate from recent comparable sales, not a formal appraisal, and not a statement that this listing is priced incorrectly.

$393,098$480,453

74% confidence · 40 sold homes within 2 km, by price per sq ft

Location & neighbourhood

Directions
White Oaks

London South, ON

Large south London neighbourhood anchored by White Oaks Mall with diverse housing and strong transit.

Monthly paymentest. $3,162/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,482
Property tax$319
Insurance (est.)$110
Utilities (est.)$250
Total monthly$3,162
Land transfer tax$7,073 on closing

Ontario LTT

$7,073

First-time rebate

$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$529,900

Listed Sep 22, 2026

On the market

Sold comparables nearby

965 Osgoode Drive, London SouthSold

965 Osgoode Drive, London South

3 bd·2 ba·1,100-1,500 sqft
53 Renny Crescent, London SouthSold

53 Renny Crescent, London South

3 bd·2 ba·700-1,100 sqft

See what these 6 homes sold for

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Market conditionsBuyer's market in White Oaks

Homes here are selling below asking. Based on 6 sales in the last 90 days, at an average of 97.3% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$483,158

Sale-to-list ratio

97.3%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $131,000 household income

Minimum household income required

$131,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin
Rental market$2,300/mo median for 3 bed nearby

$2,300/month is the median rent for 3-bedroom homes leased within 3km over the past 12 months, across 33 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

519-859-4579 · colin@searchlondonhomes.com

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