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$799,900

Estimated value $760K to $840K

Est. $3,747/mo mortgage

3bd·2ba·2,000-2,500sqft

104 Ann Street · Ingersoll, N5C 2G3

MLS® X13838244

28 days on market28 days on market

Listed Sep 29, 2026

Listing courtesy of Revel Realty INC Brokerage·Listing last changed 6 hours ago

Key facts

Property type
Detached
Square footage
2,000-2,500 sqft
Lot size
60 × 132 ft
Age
100+ years
Parking
5 spaces
Property tax
$4,084/yr (2025)

Description

Some homes have a way of making you stop and take it all in, and 104 Ann Street is one of them. This beautiful brick two-storey home is set on a landscaped property with a charming front porch, detached single-car garage and an incredible backyard oasis made for summer. At the centre of it all is a 26' x 14' inground pool with a water fountain feature, pool house and new winter pool cover (2026). With an interlocking brick patio and gazebo, composite deck and multiple spaces to lounge, dine and entertain, there's plenty of room to enjoy the outdoors. Inside, the welcoming foyer introduces the character of the home with its beautiful staircase and original details. The living room is bright and inviting, while the adjoining dining room is filled with natural light and features an ornamental fireplace that adds even more charm. At the back of the home, a versatile flex room could easily become a home office, den or additional sitting room, with direct access to the backyard. A four-piece bathroom with main-floor laundry adds functionality, while the exceptional kitchen blends character with everyday practicality, offering plenty of cabinetry, an island and additional seating. Upstairs, you'll find three spacious bedrooms and a three-piece bathroom, along with a unique landing complete with a fireplace, perfect for a reading nook, micro office or somewhere to simply relax. The back bedroom also provides access to the unfinished attic, offering exciting potential for additional living space. Tucked along a beautiful, quiet street, you get that peaceful neighbourhood feel while still being minutes from downtown Ingersoll, local shops, restaurants, parks and everyday amenities. Located in the Royal Roads Public School and St. Jude's Catholic School zones, it's an incredible spot to put down roots.

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Property details

Interior

Size
2,000-2,500 sqft
Rooms
12 rooms
Bathrooms
1 × 4-piece on Main, 1 × 3-piece on Second
Basement
Unfinished, Walk-Up
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, 2-Storey
Age
100+ years
Lot size
60 × 132 ft
Exterior
Brick
Foundation
Stone
Roof
Metal, Membrane
Water & sewer
Sewer
Pool
Inground

Parking

Garage
1 car Detached
Driveway
Available (4 spaces)
Parking
5 spaces

Fees & taxes

Property tax
$4,084/yr (2025)

Rooms

Main

Office, Carpet Free
3.82 × 4.38 m
Bathroom, combined w/laundry, 4 pc bath
1.49 × 4.38 m
Kitchen, centre island, stainless steel appl, granite counters
4.9 × 3.94 m
Living Room, picture window, carpet free, french doors
3.64 × 4.6 m
Dining Room, Bay Window
4.89 × 4.46 m

Second

Bedroom
4.55 × 3.34 m
Bathroom, 3 Pc Bath
2.28 × 2.05 m
Primary Bedroom, carpet free, bay window
4.45 × 4.05 m
Bedroom
3.66 × 3.24 m

Basement

Other, unfinished, walk-up
4.42 × 3.82 m
Utility Room, Unfinished
4.63 × 8.52 m
Other, Unfinished
2.68 × 5.77 m

Estimated value range

$760K to $840K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Monthly paymentest. $4,505/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$3,747
Property tax$340
Insurance (est.)$167
Utilities (est.)$250
Total monthly$4,505
Land transfer tax$12,473 on closing

Ontario LTT

$12,473

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$799,900

Listed Sep 29, 2026

On the market

Sold comparables nearby

31 Owen Street, IngersollSold

31 Owen Street, Ingersoll

2 bd·2 ba·700-1,100 sqft
16 - 297 Whiting Street, IngersollSold

16 - 297 Whiting Street, Ingersoll

3 bd·3 ba·1,500-2,000 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.9 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 95.9% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$542,917

Sale-to-list ratio

95.9%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $188,000 household income

Minimum household income required

$188,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin →
Rental market$2,400/mo median for 3 bed nearby

$2,400/month is the median rent for 3-bedroom homes leased within 3km over the past 12 months, across 15 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

No obligation. Pick a time that suits you.

(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

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