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$829,500

Estimated value $788K to $871K

Est. $3,886/mo mortgage

6bd·4ba·3,500-5,000sqft

156-158 Charles Street · Ingersoll, N5C 2M1

MLS® X14028582

14 days on market14 days on market

Listed Oct 12, 2026

Listing courtesy of Royal Lepage Triland Realty Brokerage·Listing last changed 2 days ago

Key facts

Property type
Multiplex
Square footage
3,500-5,000 sqft
Lot size
85.12 × 132.3 ft · < 0.50 acres
Age
100+ years
Parking
6 spaces
Property tax
$5,714/yr (2025)

Description

4 RESIDENTIAL UNITS + 1,694 SQ FT HEATED SHOP - A well-maintained, turn-key income property offering 3,900+ sq. ft. of residential living space plus a substantial detached shop. The 4 self-contained residential units feature clean, updated interiors with classic character, modernized kitchens and bathrooms, updated flooring and bright, functional layouts. Unit mix includes 2 x 2-bedroom units and 2 x 1-bedroom + den units. 3 units are currently rented, while 1 unit is vacant and ready for owner occupancy or a new tenancy. Tenants enjoy on-site pay-per-use laundry, private balconies/porches and ample parking. The detached 1,694 sq. ft. heated shop measures approx. 26'9" x 59'7" and features a durable metal exterior, 13' ceiling clearance, a 50 sq. ft. storage room, direct exterior entry and dedicated hydro. Potential shop income subject to zoning provisions. Low-maintenance metal roof, renovated units, replacement windows, nicely landscaped, owned hot water heaters and no rental equipment. Convenient access to downtown, Highway 401, Woodstock and London.

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Property details

Interior

Size
3,500-5,000 sqft
Rooms
15 rooms · 4 kitchens
Bathrooms
2 × 4-piece on Main, 2 × 4-piece on Second
Basement
Unfinished
Heating
Radiant
Cooling
None

Building & lot

Type
Multiplex, 2-Storey
Age
100+ years
Lot size
85.12 × 132.3 ft · < 0.50 acres
Exterior
Wood
Foundation
Stone
Roof
Metal, Membrane
Water & sewer
Sewer

Parking

Garage
6 car Other
Driveway
Private (6 spaces)
Parking
6 spaces

Fees & taxes

Property tax
$5,714/yr (2025)

Rooms

Main

Laundry
3.63 × 1.96 m
Bedroom
3.63 × 2.67 m
Bedroom
2.52 × 3.71 m
Foyer
2.08 × 5.82 m
Kitchen
4.01 × 3.66 m
Living Room
4.01 × 3.71 m
Bedroom
2.54 × 3.73 m
Bedroom
3.63 × 2.69 m
Living Room
4.22 × 3.66 m
Kitchen
4.22 × 3.99 m

Second

Bedroom
3.1 × 3.73 m
Bedroom
3.1 × 3.73 m
Kitchen
4.22 × 3.81 m
Office
2.11 × 4.09 m
Den
1.93 × 3.25 m
Living Room
4.04 × 3.79 m
Kitchen
4.04 × 3.79 m
Living Room
4.22 × 3.71 m

Estimated value range

$788K to $871K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Monthly paymentest. $4,785/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$3,886
Property tax$476
Insurance (est.)$173
Utilities (est.)$250
Total monthly$4,785
Land transfer tax$13,065 on closing

Ontario LTT

$13,065

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$829,500

Listed Oct 12, 2026

On the market
Affordabilityneeds $199,000 household income

Minimum household income required

$199,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

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(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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