195 Water Street · Lucan, N0M 2J0
MLS® X14030272
Listed Oct 14, 2026
Listing courtesy of Re/max A-b Realty LTD·Listing last changed Oct 14
Key facts
- Property type
- Detached
- Square footage
- 1,500-2,000 sqft
- Lot size
- 49.83 × 113.52 ft · < 0.50 acres
- Age
- 100+ years
- Parking
- 4 spaces
- Property tax
- $2,636/yr (2025)
Description
Offering the charm of a century home with the benefits of extensive modern reconstruction, this impressive Water Street property in Lucan has been thoughtfully updated from top to bottom. Extensive improvements include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, offering peace of mind and move-in-ready living. Ideally located within walking distance of downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, ample cabinetry, and a spacious pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry add everyday convenience. Upstairs, three additional bedrooms and an updated 4-piece bathroom provide flexibility for family, guests, or a home office. Original details include coffered wainscoting, tray ceilings, shiplap accents, and a restored oversized pocket door dating back to the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds. One shed is insulated and equipped with hydro and heat, making it ideal for a workshop or hobby space. A rare opportunity to own a thoughtfully updated five-bedroom home with extensive modern improvements, a flexible layout, and a convenient location in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
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Property details
Interior
- Size
- 1,500-2,000 sqft
- Rooms
- 11 rooms
- Bathrooms
- 1 × 4-piece on Second, 1 × 3-piece on Main
- Basement
- Crawl Space
- Heating
- Forced Air
- Cooling
- Central Air
Building & lot
- Type
- Detached, 2-Storey
- Age
- 100+ years
- Lot size
- 49.83 × 113.52 ft · < 0.50 acres
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Stone
- Roof
- Shingles
- Water & sewer
- Sewer
Parking
- Driveway
- Private Double (4 spaces)
- Parking
- 4 spaces
Fees & taxes
- Property tax
- $2,636/yr (2025)
Rooms
Main
- Bedroom 2
- 3.35 × 2.68 m
- Dining Room
- 3.49 × 3.47 m
- Living Room
- 4.94 × 3.47 m
- Primary Bedroom
- 4.74 × 2.89 m
- Kitchen
- 3.57 × 2.25 m
- Bathroom, 3 Pc Bath
- 3.35 × 2.73 m
Second
- Utility Room
- 1.97 × 2.64 m
- Bathroom, 4 Pc Bath
- 1.8 × 3.5 m
- Bedroom 3
- 2.78 × 4.59 m
- Bedroom 4
- 3.04 × 2.71 m
- Bedroom 5
- 4.01 × 2.74 m
Estimated value range
$570K to $630K
An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.
Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.
Monthly paymentest. $3,405/mo all in
Monthly payment estimate
Land transfer tax$8,473 on closing
Ontario LTT
$8,473
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Listed Oct 14, 2026
Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.
Sold comparables nearby
Sold126 Radcliffe Crescent, Lucan
Sold108 Stuart Avenue, Lucan
See what these 6 homes sold for
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Market conditionsBuyer’s market in London
6.9 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 102.7% of asking.
Avg. sold price
$884,167
Sale-to-list ratio
102.7%
Based on 6 recent comparable sales near this home.
Affordabilityneeds $141,000 household income
Minimum household income required
$141,000
Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.
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Oak and Key Real Estate Brokerage Inc.
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Colin Abbot, Broker, Westwood Realty Team
Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099
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