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$545,000

Estimated value $518K to $572K

Est. $2,553/mo mortgage

3bd·1ba·1,100-1,500sqft

122 Merritt Street · Ingersoll, N5C 3A1

MLS® X14100040

6 days on market6 days on market

Listed Oct 20, 2026

Listing courtesy of Royal Lepage Results Realty·Listing last changed 6 days ago

Key facts

Property type
Detached
Square footage
1,100-1,500 sqft
Lot size
61.5 × 65 ft
Age
100+ years
Parking
5 spaces
Property tax
$2,727/yr (2026)

Description

Your Own Backyard Oasis Awaits! This beautifully appointed 3-bedroom home offers the perfect combination of comfortable living, stylish entertaining, and resort-like outdoor enjoyment. The inviting living room features a cozy gas fireplace and patio doors that open directly onto the deck, creating a seamless connection between indoor and outdoor living. The spacious kitchen and dining area provide the perfect setting for family meals and entertaining guests. Step outside to your private, fully fenced backyard, where summer fun awaits with a heated above-ground pool and hot tub-ideal for relaxing, entertaining, and making memories. An impressive 11' x 23' garage/workshop offers excellent versatility for the hobbyist, car enthusiast, projects, or additional storage. The fully finished basement provides even more living space and endless possibilities for a family room, games area, home office, gym, or guest retreat. A home designed for both everyday living and entertaining, with fantastic indoor and outdoor spaces you'll love coming home to. Come see all this wonderful property has to offer!

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Property details

Interior

Size
1,100-1,500 sqft
Rooms
8 rooms
Bathrooms
1 × 4-piece on Second
Basement
Full, Finished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, 1 1/2 Storey
Age
100+ years
Lot size
61.5 × 65 ft
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Water & sewer
Sewer
Pool
Above Ground

Parking

Garage
1 car Detached
Driveway
Private Double (4 spaces)
Parking
5 spaces

Fees & taxes

Property tax
$2,727/yr (2026)

Estimated value range

$518K to $572K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Monthly paymentest. $3,144/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,553
Property tax$227
Insurance (est.)$114
Utilities (est.)$250
Total monthly$3,144
Land transfer tax$7,375 on closing

Ontario LTT

$7,375

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$545,000

Listed Oct 20, 2026

On the market

Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.

Sold comparables nearby

16 - 297 Whiting Street, IngersollSold

16 - 297 Whiting Street, Ingersoll

3 bd·3 ba·1,500-2,000 sqft
208 Mckeand Street, IngersollSold

208 Mckeand Street, Ingersoll

3 bd·2 ba·1,500-2,000 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.8 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 96.4% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$533,750

Sale-to-list ratio

96.4%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $129,000 household income

Minimum household income required

$129,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

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(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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