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For sale
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$609,000

Estimated value $579K to $636K

Est. $2,853/mo mortgage

4+1bd·4ba·1,500-2,000sqft

5 Hoylake Road · St. Thomas, N5R 0R9

MLS® X14102184

5 days on market5 days on market

Listed Oct 21, 2026

Listing courtesy of Royal Lepage R.e. Wood Realty Brokerage·Listing last changed 5 days ago

Key facts

Property type
Townhouse
Square footage
1,500-2,000 sqft
Lot size
28 × 129 ft
Age
New
Parking
3 spaces

Description

A new approach to home ownership has arrived in St. Thomas. This thoughtfully designed new-build residence was created for the modernhousing market, combining a beautiful family home with a completely separate, legal 1-bedroom secondary dwelling. This isn't simply a finishedbasement-the 781 sq. ft. lower residence was purpose-built as a self-contained living space, giving you incredible flexibility from day one. Live inthe spacious 1,858 sq. ft. main residence while renting the lower unit, provide an independent home for a family member, or add a turnkeyincome property to your investment portfolio. At a time when both rents and mortgage payments have become increasingly expensive, theability to generate substantial rental income from your own property offers a new solution to affordability-potentially bringing your effectivemonthly housing costs closer to, or even below, the cost of renting a comparable home while building equity in something you own. With over2,600 sq. ft. of combined finished living space, these homes also feature 9' main-floor ceilings, impressive 8' doors, hard-surface countertops,walk-in closets, an attached garage and a dedicated work-from-home office. Located on a deep lot in desirable Shaw Valley, close to schools,childcare and just a short drive to Port Stanley. Two living spaces. One property. A smarter way to own.

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Property details

Interior

Size
1,500-2,000 sqft
Bedrooms
4 above grade, 1 lower level
Rooms
12 rooms
Bathrooms
2 × 4-piece on Upper, 1 × 2-piece on Main, 1 × 4-piece on Lower
Basement
Apartment, Full, Separate Entrance, Walk-Up
Heating
Baseboard
Cooling
Central Air

Building & lot

Type
Townhouse, 2-Storey
Age
New
Lot size
28 × 129 ft
Exterior
Hardboard, Shingle
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water & sewer
Sewer

Parking

Garage
1 car Attached
Parking
3 spaces

Rooms

Main

Powder Room, 2 Pc Bath
1.52 × 1.52 m
Kitchen, electric fireplace, centre island
3.58 × 2.86 m

Second

Bathroom, 4 Pc Bath
3.53 × 2.31 m
Office
3.5 × 1.89 m
Bedroom, 4 pc ensuite, walk-in closet(s)
4.63 × 4.42 m
Bedroom 2
2.98 × 3.04 m
Bedroom 3
3.47 × 4.45 m

Lower

Living Room
2.95 × 4.32 m
Bathroom, 4 Pc Bath
1.52 × 2.43 m
Kitchen, backsplash, stainless steel appl
4.17 × 2.62 m
Primary Bedroom
3.91 × 2.92 m
Office
2.49 × 3.53 m

Estimated value range

$579K to $636K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions

St. Thomas

St. Thomas, ON

Monthly paymentest. $3,230/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,853
Property taxNot available
Insurance (est.)$127
Utilities (est.)$250
Total monthly$3,230
Land transfer tax$8,655 on closing

Ontario LTT

$8,655

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$609,000

Listed Oct 21, 2026

On the market

Sold comparables nearby

5 - 81 Parkside Drive, St. ThomasSold

5 - 81 Parkside Drive, St. Thomas

3 bd·2 ba·700-1,100 sqft
5 - 71 Parkside Drive, St. ThomasSold

5 - 71 Parkside Drive, St. Thomas

3 bd·2 ba·700-1,100 sqft

See what these 4 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.8 months of inventory: buyers have more options and negotiating power. Nearby, 4 sales in the last 90 days went for an average of 98.6% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$513,875

Sale-to-list ratio

98.6%

Based on 4 recent comparable sales near this home.

Affordabilityneeds $148,000 household income

Minimum household income required

$148,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, an estimated property tax and a 32% GDS ratio. Rounded to the nearest thousand.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

No obligation. Pick a time that suits you.

(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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