125 Elm Street #11 · St. Thomas, N5R 1H9
MLS® X14110494
Listed Oct 23, 2026
Listing courtesy of Re/max Centre City Realty INC.·Listing last changed 4 days ago
Key facts
- Property type
- Condo apt
- Square footage
- 1,400-1,599 sqft
- Age
- 31-50 years
- Parking
- 1 space
- Property tax
- $3,011/yr (2025)
Description
Welcome to Pinafore Terrace - 11-125 Elm Street, St. Thomas. Enjoy carefree condo living in this beautifully bright 3rd-floor lakeview unit located in St. Thomas's desirable south end. This well-maintained building offers a secured entrance, underground parking, elevator access, visitor parking, a gym, and a community/party room for larger gatherings. The unit includes one storage locker on the 3rd floor plus an additional storage area downstairs. Step inside this spacious 2-bedroom plus den condo and immediately appreciate the open, airy layout. The foyer features a convenient closet and leads to an updated galley kitchen, flowing seamlessly into the generous dining area and expansive living room. Large sliding doors open to your oversized balcony, where you'll enjoy panoramic views of Pinafore Lake-a view that carries through almost every room. Just off the living area is a versatile den, ideal for a home office, reading nook, or sitting room to take in the scenery.Down the hall you'll find in-suite laundry, a 3-piece guest bathroom, and a spacious second bedroom with a large closet and lake views. The primary suite is thoughtfully designed with a walk-in closet, 4-piece ensuite, and ample space to make it your own-all while waking up to serene water views. Perfect for retirees seeking low-maintenance living or anyone looking to embrace the condo lifestyle in a peaceful setting.
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Property details
Interior
- Size
- 1,400-1,599 sqft
- Rooms
- 8 rooms
- Bathrooms
- 1 × 3-piece on Main, 1 × 4-piece on Main
- Basement
- None
- Heating
- Forced Air
- Cooling
- Central Air
- Ensuite laundry
- Yes
Building & lot
- Type
- Condo apt, Apartment
- Age
- 31-50 years
- Exterior
- Brick
- Exposure
- South
Parking
- Garage
- 1 car Underground
- Parking
- 1 space
- Locker
- Owned
Fees & taxes
- Condo fee
- $350/mo
- Pets
- Yes, with restrictions
- Property tax
- $3,011/yr (2025)
- Corporation
- ECC 1
- Managed by
- ELGIN CONDO CORP
Building amenities
Elevator · Gym · Party Room/Meeting Room · Visitor Parking
Rooms
Main
- Living Room, W/O To Balcony
- 8.75 × 4.75 m
- Kitchen
- 2.84 × 2.73 m
- Bathroom, 4 Pc Ensuite
- 1.66 × 3.4 m
- Bedroom 2
- 4.01 × 3.61 m
- Foyer
- 2.79 × 1.68 m
- Bathroom, 3 Pc Bath
- 1.46 × 3.02 m
- Primary Bedroom, 4 Pc Ensuite
- 7.29 × 3.4 m
- Den
- 2.82 × 3.34 m
- Dining Room, Wainscoting
- 3.22 × 2.83 m
Estimated value range
$475K to $507K
An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.
Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.
Monthly paymentest. $3,297/mo all in
Monthly payment estimate
Land transfer tax$6,473 on closing
Ontario LTT
$6,473
First-time rebate
−$4,000
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Listed Oct 23, 2026
Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.
Affordabilityneeds $121,000 household income
Minimum household income required
$121,000
Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.
Not sure about financing? Ask Colin →Rental market$1,750/mo median for 2 bed nearby
$1,750/month is the median rent for 2-bedroom homes leased within 3km over the past 12 months, across 27 leases.
What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.
Your advisor
Oak and Key Real Estate Brokerage Inc.
Colin Abbot
Broker
No obligation. Pick a time that suits you.
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Colin Abbot, Broker, Westwood Realty Team
Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099
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Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.
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