Skip to content
For sale
1 / 30

$495,000

Estimated value $470K to $520K

Est. $2,319/mo mortgage

2+1bd·2ba·700-1,100sqft

5 Havenridge Court · St. Thomas, N5P 4P7

MLS® X14113878

4 days on market4 days on market

Listed Oct 23, 2026

Listing courtesy of Elgin Realty Limited·Listing last changed 2 days ago

Key facts

Property type
Detached
Square footage
700-1,100 sqft
Lot size
40.03 × 118.11 ft · < 0.50 acres
Age
16-30 years
Parking
5 spaces
Property tax
$3,720/yr (2025)

Description

Well-cared-for 2+1 bedroom bungalow situated on a quiet court in north St. Thomas. Enjoy a great location within walking distance to parks and walking trails, with easy access to London. The main floor offers a spacious eat-in oak kitchen with patio doors leading to the back deck, convenient laundry room, two bedrooms, bright living room, and inside access to the garage. The finished basement provides excellent additional living space with a large recreation room, full bathroom, and flexible office/bedroom/den. A comfortable home in a quiet, convenient location.

Read more ›

Keep notes on this home

Jot down what you thought and mark it as toured. Private to you.

Property details

Interior

Size
700-1,100 sqft
Bedrooms
2 above grade, 1 lower level
Rooms
6 rooms
Bathrooms
1 × 4-piece on Main, 1 × 4-piece on Basement
Basement
Finished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, Bungalow
Age
16-30 years
Lot size
40.03 × 118.11 ft · < 0.50 acres
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water & sewer
Sewer

Parking

Garage
1 car Attached
Driveway
Private Double (3 spaces)
Parking
5 spaces

Fees & taxes

Property tax
$3,720/yr (2025)

Rooms

Main

Bathroom, 4 Pc Bath
2.3 × 1.4 m
Bedroom
2.87 × 3.55 m
Primary Bedroom
3.27 × 3.78 m
Laundry
2.2 × 1.9 m
Kitchen
5.48 × 3.04 m
Living Room
4.14 × 4.69 m

Basement

Other
3.04 × 3.83 m
Recreation
5.08 × 8.53 m
Bedroom
4.44 × 3.4 m
Bathroom, 4 Pc Bath
2.2 × 1.3 m

Estimated value range

$470K to $520K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions

St. Thomas

St. Thomas, ON

Monthly paymentest. $2,982/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,319
Property tax$310
Insurance (est.)$103
Utilities (est.)$250
Total monthly$2,982
Land transfer tax$6,375 on closing

Ontario LTT

$6,375

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$495,000

Listed Oct 23, 2026

On the market

Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.

Sold comparables nearby

52 Pine Valley Drive, St. ThomasSold

52 Pine Valley Drive, St. Thomas

3 bd·3 ba·1,100-1,500 sqft
18 Goldenrod Court, St. ThomasSold

18 Goldenrod Court, St. Thomas

3 bd·3 ba·1,100-1,500 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.9 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 98% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$547,817

Sale-to-list ratio

98%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $122,000 household income

Minimum household income required

$122,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin →

Own a home in St. Thomas?

Find out what it's worth.

Get your free valuation →
CA

Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

No obligation. Pick a time that suits you.

(226) 212-5099 · colin@searchlondonhomes.com

Message Colin about this home

By submitting, you agree to receive text messages from COLIN ABBOT REAL ESTATE INC. and to be contacted by Oak and Key Real Estate Brokerage Inc. by email and phone about real estate services. Message frequency varies. Msg & data rates may apply. Reply STOP to unsubscribe or HELP for help. See our Privacy Policy and SMS Terms.

Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademark REALTOR® is controlled by CREA and identifies real estate professionals who are members of CREA.

SearchLondonHomes.com is operated by Oak and Key Real Estate Brokerage Inc., a registered Ontario brokerage. Not intended to solicit clients already under contract with another brokerage.

About and legal