440 Wellington Street #123 · St. Thomas, N5R 5X5
MLS® X14113994
Listed Oct 23, 2026
Listing courtesy of Royal Lepage Triland Realty·Listing last changed 2 days ago
Key facts
- Property type
- Condo apt
- Square footage
- 1,000-1,199 sqft
- Storeys
- 1
- Parking
- 1 space
- Property tax
- $2,480/yr (2025)
Description
Welcome Home - With 6 Months of Condo Fees Paid! Enjoy convenient, stair-free living in this bright and spacious main-floor condo. The thoughtfully designed layout features three generously sized bedrooms, including a primary suite with a walk-in closet and private 2-piece ensuite. An open living and dining area, functional kitchen, and in-suite laundry make everyday life comfortable and effortless. Perfect for families, downsizers, or anyone seeking easy one-level living, this lovingly cared-for home is just minutes from shopping, dining, the mall, and essential amenities. Comfort, convenience, and incredible value await - don't miss this rare opportunity!
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Property details
Interior
- Size
- 1,000-1,199 sqft
- Rooms
- 7 rooms
- Bathrooms
- 2 × 3-piece on Main
- Basement
- None
- Heating
- Baseboard
- Cooling
- Wall Unit(s), Window Unit(s)
- Ensuite laundry
- Yes
Building & lot
- Type
- Condo apt, Apartment
- Exterior
- Brick, Vinyl Siding
- Storeys
- 1
- Exposure
- South
Parking
- Parking
- 1 space
- Locker
- None
Fees & taxes
- Condo fee
- $491/mo
- Fee includes
- water
- Pets
- Yes, with restrictions
- Property tax
- $2,480/yr (2025)
- Corporation
- ECC 2
- Managed by
- Larlyn
Rooms
Main
- Primary Bedroom
- 3.54 × 4.52 m
- Bathroom, 2 Pc Ensuite
- 1.39 × 1.63 m
- Dining Room
- 3.28 × 2.41 m
- Bathroom, 3 Pc Bath
- 1.56 × 2.31 m
- Kitchen
- 2.38 × 2.29 m
- Living Room
- 3.52 × 4.97 m
- Bedroom
- 2.95 × 4.52 m
- Bedroom
- 2.92 × 4.52 m
Estimated value range
$332K to $367K
An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.
Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.
Monthly paymentest. $2,660/mo all in
Monthly payment estimate
Land transfer tax$3,725 on closing
Ontario LTT
$3,725
First-time rebate
−$3,725
First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.
Price & listing history
Listed Oct 23, 2026
Earlier listings for this property are shown to registered users under our VOW agreement with LSTAR.
Sold comparables nearby
Sold109 - 440 Wellington Street, St. Thomas
Sold311 - 440 Wellington Street, St. Thomas
See what these 6 homes sold for
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Market conditionsBuyer’s market in London
6.8 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 96.8% of asking.
Avg. sold price
$344,500
Sale-to-list ratio
96.8%
Based on 6 recent comparable sales near this home.
Affordabilityneeds $87,000 household income
Minimum household income required
$87,000
Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.
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Oak and Key Real Estate Brokerage Inc.
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Colin Abbot, Broker, Westwood Realty Team
Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099
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Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.
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