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For sale
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$549,900

Estimated value $522K to $577K

Est. $2,576/mo mortgage

3bd·1ba·1,100-1,500sqft

106 Victoria Street · Woodstock, N4S 6V5

MLS® X14115952

Listed todayListed today

Listing courtesy of Re/max Real Estate Centre INC·Listing last changed 12 hours ago

Key facts

Property type
Detached
Square footage
1,100-1,500 sqft
Lot size
33.19 × 132.85 ft
Parking
2 spaces
Property tax
$3,315/yr (2026)

Description

Great Opportunity for First-Time Homebuyers Discover this charming 1.5-storey home in desirable North Woodstock. Ideally situated within walking distance of the downtown core, parks, and schools. Offering three bedrooms and a full bathroom with a recently installed bathtub, this home combines comfort, character, and exciting potential .Recent improvements include a refreshed basement recreation room with new flooring, a new back deck, and updated eavestroughs, fascia, and soffit. The main level features original hardwood floors that add timeless appeal, while the spacious basement storage room offers excellent space for a workshop or additional storage. Convenient side-by-side parking at the front adds to the home's practicality. Enjoy the privacy of a fully fenced backyard surrounded by mature trees, creating a welcoming outdoor space to relax or entertain. If your looking for a home and neighbourhood that you look forward to at that end of the day, this maybe the one. Arriving at the front door and upon entry, you'll feel your shoulders drop a little. followed by a discernable exhale, confirming your home at last. You'll love this place.

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Property details

Interior

Size
1,100-1,500 sqft
Rooms
8 rooms
Bathrooms
1 × 4-piece on Main
Basement
Partially Finished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Detached, 1 1/2 Storey
Lot size
33.19 × 132.85 ft
Exterior
Brick, Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Water & sewer
Sewer

Parking

Driveway
Front Yard Parking, Private (2 spaces)
Parking
2 spaces

Fees & taxes

Property tax
$3,315/yr (2026)

Rooms

Main

Living Room
4.18 × 3.44 m
Dining Room
4.02 × 2.96 m
Foyer
2.96 × 1.77 m
Bathroom
2.29 × 1.74 m
Bedroom 2
3.17 × 2.9 m
Primary Bedroom
3.17 × 2.9 m

Second

Office
3.57 × 3.26 m
Bedroom 3
5.7 × 3.05 m

Basement

Recreation
6.89 × 3.11 m
Utility Room
7.56 × 4.21 m
Workshop
2.93 × 2.74 m

Estimated value range

$522K to $577K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Monthly paymentest. $3,217/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,576
Property tax$276
Insurance (est.)$115
Utilities (est.)$250
Total monthly$3,217
Land transfer tax$7,473 on closing

Ontario LTT

$7,473

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

$549,900

Listed today

On the market

Sold comparables nearby

46 Blandford Street, WoodstockSold

46 Blandford Street, Woodstock

2 bd·1 ba·< 700 sqft
132 Dover Street, WoodstockSold

132 Dover Street, Woodstock

3 bd·3 ba·1,500-2,000 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBuyer’s market in London

6.9 months of inventory: buyers have more options and negotiating power. Nearby, 6 sales in the last 90 days went for an average of 97% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$489,708

Sale-to-list ratio

97%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $132,000 household income

Minimum household income required

$132,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Ask Colin →
Rental market$2,400/mo median for 3 bed nearby

$2,400/month is the median rent for 3-bedroom homes leased within 3km over the past 12 months, across 38 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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Your advisor

Oak and Key Real Estate Brokerage Inc.

Colin Abbot

Broker

No obligation. Pick a time that suits you.

(226) 212-5099 · colin@searchlondonhomes.com

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Colin Abbot, Broker, Westwood Realty Team

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

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