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$529,000

Estimated value $503K to $555K

Est. $2,478/mo mortgage

2bd·1ba·700-1,100sqft

580 St James Street · London, N5Y 3P6

MLS® X14151406

Listed yesterdayListed yesterday

Listing courtesy of Royal Lepage Triland Realty·Listing last changed 8 hours ago

Open house

  • Sun, Nov 8 · 1:00 to 4:00 p.m.

Key facts

Property type
Duplex
Square footage
700-1,100 sqft
Lot size
42.11 × 89.11 ft
Age
51-99 years
Parking
3 spaces
Property tax
$4,059/yr (2025)

Description

Step into a piece of Old North history with this wonderfully maintained 1940s bungalow, available for the first time in thirty years. Showcasing outstanding curb appeal and authentic period details inside and out, this 2-bedroom, 1-bath home exudes the charm and character that make the neighbourhood so desirable. From the decorative quoins on the exterior to the leaded-glass windows, textured ceilings, and elegant French doors, every room tells a story of classic craftsmanship. The spacious kitchen offers plenty of room for an eat-in area, perfect for casual meals and morning coffee. A standout feature is the large, full-length loft bathed in natural light from both north and south exposures. This versatile space can easily serve as a home office, artist's studio, playroom, or additional casual living area-ideal for today's flexible lifestyles. The lower level provides an open, functional space currently used for laundry, a fitness area, and a workbench zone, plus a separate cold room. A convenient side door to the driveway adds easy access for hobbies, storage, or outdoor projects. Outside, the fully fenced rear yard is a private retreat, featuring a large patio, tiered gardens, an elevated porch, and a handy utility shed-perfect for relaxing, entertaining, or gardening. Recent updates bring peace of mind: new shingles replaced in 2018, a new air conditioner installed in 2025, and a recent duct cleaning. Located in the heart of Old North, you'll enjoy tree-lined streets, a strong sense of community, and access to parks, cafés, downtown, and Western University.

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Property details

Interior

Size
700-1,100 sqft
Rooms
6 rooms
Bathrooms
1 × 4-piece on Main
Basement
Unfinished
Heating
Forced Air
Cooling
Central Air

Building & lot

Type
Duplex, 1 1/2 Storey
Age
51-99 years
Lot size
42.11 × 89.11 ft
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water & sewer
Sewer

Parking

Driveway
Private (3 spaces)
Parking
3 spaces

Fees & taxes

Property tax
$4,059/yr (2025)

Rooms

Main

Kitchen, Linoleum
2.9 × 3.49 m
Primary Bedroom, hardwood floor, closet
3.51 × 3.08 m
Bedroom 2, hardwood floor, closet
4.02 × 3.08 m
Living Room, hardwood floor, leaded glass, fireplace
3.41 × 5.87 m
Foyer, Closet
1.25 × 1.55 m
Dining Room, Hardwood Floor
3.81 × 4.02 m

Second

Loft, wood, overlooks frontyard, overlooks backyard
12.91 × 6.71 m

Basement

Other, concrete floor, laundry sink, unfinished
12.19 × 2.74 m

Estimated value range

$503K to $555K

An automated range from recent comparable sales nearby. It is not an appraisal and says nothing about whether this home is priced correctly; condition, finishes and timing are outside what it can see.

Based on a model of 13,409 London sales through September 2026; it lands within 10% of the sold price on 64% of homes. Shown within 5% of the asking price.

Location & neighbourhood

Directions
Old North →

London East, ON

Tree-lined streets, heritage homes, walkable to Richmond Row.

Schools nearbyclosest is St Michael Separate School, 530 m

Elementary

  • St Michael Separate School

    530 m · Grades JK-8

    London District Catholic School Board

    5.7
  • Knollwood Park Public School

    890 m · Grades JK-8

    Thames Valley District School Board

    3.4
  • St Georges Public School

    900 m · Grades JK-8

    Thames Valley District School Board

    8.0

Secondary

  • École secondaire catholique Monseigneur-Bruyère

    1.6 km · Grades 9-12

    Conseil scolaire de district des écolesCatholique

    6.3
  • London Central Secondary School

    1.6 km · Grades 9-12

    Thames Valley District School Board

    8.0
  • Catholic Central High School

    1.7 km · Grades 9-12

    London District Catholic School Board

    5.7

Distances are straight-line from this address. School boards set their own attendance areas and do not publish them, so a school listed here is not a guarantee of placement. Confirm with the board before you rely on it.

Monthly paymentest. $3,176/mo all in

Monthly payment estimate

Mortgage (5.07%, 25yr)$2,478
Property tax$338
Insurance (est.)$110
Utilities (est.)$250
Total monthly$3,176
Land transfer tax$7,055 on closing

Ontario LTT

$7,055

First-time rebate

−$4,000

First-time buyer rebate of up to $4,000 may apply. Consult a lawyer for eligibility.

Price & listing history

Listed 2 times · asking price down 2% from the first ask

$529,000↓ 2%

Listed yesterday

On the market
$539,000

Listed Sep 29, 2026

On the market

Sold comparables nearby

1 & 2 - 737 William Street, London EastSold

1 & 2 - 737 William Street, London East

3 bd·2 ba·1,500-2,000 sqft
98 Cartwright Street, London EastSold

98 Cartwright Street, London East

3 bd·2 ba·1,500-2,000 sqft

See what these 6 homes sold for

Create a free account to see sold prices and comparable sales.

Market conditionsBalanced market in London

5.9 months of inventory: supply and demand are roughly balanced. Nearby, 6 sales in the last 90 days went for an average of 94.5% of asking.

Buyer's marketBalancedSeller's market

Avg. sold price

$455,917

Sale-to-list ratio

94.5%

Based on 6 recent comparable sales near this home.

Affordabilityneeds $130,000 household income

Minimum household income required

$130,000

Based on 20% down, a 7.07% qualifying rate (the 5.07% contract rate plus two points), 25 year amortization, this home's listed property tax and a 32% GDS ratio. Rounded to the nearest thousand.

Not sure about financing? Call Colin at (226) 212-5099 or text

Rental market$1,800/mo median for 2 bed nearby

$1,800/month is the median rent for 2-bedroom homes leased within 3km over the past 12 months, across 73 leases.

What comparable homes actually leased for, not an estimate of what this one would rent for. Rent depends on condition, finishes and timing in ways this figure cannot see.

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CA

Colin Abbot, Broker

Oak and Key Real Estate Brokerage Inc.

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Colin Abbot, Broker

Oak and Key Real Estate Brokerage Inc., Brokerage, 490 Melcrest Road, London, ON N6J 3T1, Phone: (226) 212-5099

Not intended to solicit clients already under contract.

Information herein is deemed reliable but not guaranteed. Listing data is provided by the London and St. Thomas Association of REALTORS® through the MLS® System and is updated multiple times daily. All measurements, square footage, taxes, and property details should be independently verified by buyers and their representatives.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademark REALTOR® is controlled by CREA and identifies real estate professionals who are members of CREA.

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